135 E Ridge Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 135 E Ridge Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,866 sqft · built 1993
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Nov 2025)
Tax Bill	$5,138 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-41A-0025.0000`

Property Details

APN / Parcel Number

Primary APN	`09-41A-0025.0000`
Alternative APNs	`20-09-41A-0025.0000` `07473977`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,866 sqft Living Area
1st Floor Area	2,112 sqft
Basement Area	1,512 sqft
Finished Basement	1,512 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	289 ft deep x 126 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07473977
Street Address	135 E RIDGE RD
City	CHARLESTON
State	WV
Zip	25314-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 EAST RIDGE SUB WTS LICK BRANCH
Legal Subdivision	EAST RIDGE SUB
Legal Lot Number	25
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	1902

Owner

135 E Ridge Rd is owned by an individual who bought it in November 2025.

Source: Kanawha County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2025	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Nov 4, 2025	Warranty Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Nov 10, 2020	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	4144277
Deed Book / Page	3350 / 200
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANAWHA WV
Property Address	135 E RIDGE RD, CHARLESTON, WV 25314-1671
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047310274
Date	Feb 3, 2025
Instrument	47310274

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Nov 4, 2025
Property Address	135 E RIDGE RD, CHARLESTON, WV 25314-1671
Document Number	0033500200
Book / Page	3350 / 200
Instrument Date	Oct 31, 2025
Instrument	4144277
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004144278
Date	Nov 4, 2025
Instrument	4144278

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2028
Change Frequency	3 Years

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Nov 10, 2020
Property Address	135 E RIDGE RD, CHARLESTON, WV 25314-1671
Document Number	0030810317
Book / Page	003081 / 000317
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E RIDGE RD CHARLESTON WV 253141671, CHARLESTON, WV 25314-1671

Mortgage

Document Number	44630222
Date	Nov 10, 2020
Book Page	004463/000222

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 135 E Ridge Rd was $5,138.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,138.00	$319,380 Land $41,820 Building $277,560	$532,300 Land $69,700 Building $462,600
2023	$4,911.00	$305,220 (+5.1%) Land $41,820 Building $263,400	$508,700 (+5.1%) Land $69,700 Building $439,000
2022		$290,400 Land $41,820 Building $248,580	$484,000 Land $69,700 Building $414,300
2021	$4,706.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 135 E Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 E Ridge Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 77% of West Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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