135 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 135 E Oneida St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1900
Lot Size	0.078 acres (3,404 sqft)
Owner	Individual Name on Record
Last Sale	$73,500 (Sep 2020)
Tax Bill	$1,816 (2026)
Deeds & Mortgages	Oct 2023 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-04-12`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-04-12`
Alternative APNs	`120012804900040120000000` `4362`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,404 sqft (0.078 acres)
Lot Dimensions	92 ft deep x 37 ft wide
Porch	Slab
Porch Area	91 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4362
Street Address	135 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Block	4
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4019
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 E ONEIDA ST, OSWEGO, NY 13126-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Intrafamily Transfer, Transfer
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	20207698
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000009660
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Oct 20, 2023
Property Address	135 E ONEIDA ST, OSWEGO, NY 13126-2332
Document Number	0000009660
Instrument Date	Oct 3, 2023
Instrument	R-2023-009660
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 E ONEIDA ST, OSWEGO, NY 13126-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E ONEIDA ST, OSWEGO, NY 13126-2332

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 3, 2020
Property Address	135 E ONEIDA ST, OSWEGO, NY 13126-2332
Document Number	0000007698
Instrument Date	Aug 19, 2020
Instrument	R-2020-007698
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INDEPENDENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 E ONEIDA ST, 135, OSWEGO, NY 13126-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1105 COUNTY ROUTE 3, HANNIBAL, NY 13074-2352

Mortgage

Document Number	0000007699
Date	Sep 3, 2020
Instrument	R-2020-007699

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,816.00 (-1.14%)
2025	$1,837.00	$98,000 (+36.11%) Land $15,500 Building $82,500	$98,000 (+12.97%) Land $15,500 Building $82,500
2023		$72,000 (-) Land $6,800 Building $65,200	$86,747 (+10.84%) Land $8,193 Building $78,554
2022		$72,000 Land $6,800 Building $65,200	$78,261 Land $7,391 Building $70,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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