135 E Front St, Ovid, MI 48866 Property Records

Clinton County property record for 135 E Front St, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1857
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2023)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-000-012-004-01`

Property Details

APN / Parcel Number

Primary APN	`580-000-012-004-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	808 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Slab
Porch Area	80 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	135 E FRONT ST
City	OVID
State	MI
Zip	48866-9812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA -1
Legal Description	LOTS 4 & 5 & 6 & 7 & W 50 FT OF E 175 FT OF LAND N OF BLK 12 AND S OF RAILROAD, BLK. 12 OVID. SPLIT/COMBINED ON 01/05/2019
Legal Subdivision	VILLAGE OVID
Legal Block	12
Legal Lot Number	4-7
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3003
Census Tract	11001

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 E FRONT ST, OVID, MI 48866-9812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Feb 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jan 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	20235335983
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jun 9, 2023
Property Address	135 E FRONT ST, OVID, MI 48866-9812
Document Number	0005335983
Map Reference	LB 21 PG 367
Instrument Date	Jun 1, 2023
Instrument	5335983
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 FRONT ST, SALTILLO, MS 38866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N HARRISON AVE, SHAWNEE, OK 74801-7330

Mortgage

Document Number	0005335984
Date	Jun 9, 2023
Instrument	5335984

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	135 E FRONT ST, OVID, MI 48866-9812
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E FRONT ST, OVID, MI 48866-9812

Mortgage

Document Number	0005321786
Date	Feb 16, 2022
Instrument	5321786

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 6, 2021
Property Address	135 E FRONT ST, OVID, MI 48866-9812
Document Number	5303352
Map Reference	LB 21 PG 367
Instrument Date	Dec 7, 2020
Instrument	5303352
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$636.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 E FRONT ST, 135, OVID, MI 48866-9812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 BROOKFIELD AVE NE, GRAND RAPIDS, MI 49505-3201

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	Ovid City
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,400 (+8.05%) Land $8,700 Building $47,700	$112,800 (+8.05%) Land $17,400 Building $95,400
2025	$1,372.00 (-51.24%)	$52,200 (+25.78%) Land $4,600 Building $47,600	$104,400 (+25.78%) Land $9,200 Building $95,200
2024	$2,814.00 (+90.01%)
2023	$1,481.00 Homeowner's exemption	$41,500 (+16.25%)	$83,000 (+16.25%)
2022	$1,481.00 (+43.37%) Homeowner's exemption	$35,700 Land $4,600 Building $31,100	$71,400 Land $9,200 Building $62,200
2020	$1,033.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVID serves 1,612 people · EPA ID MI0005100
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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