135 E Elm St, Bradford, OH 45308 Property Records

Miami County property record for 135 E Elm St, Bradford, OH 45308

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Aug 2026)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H18-002860`

Property Details

APN / Parcel Number

Primary APN	`H18-002860`
Alternative APNs	`090422.3-14-001-00` `H18BF003 00100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	3,024 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	135 E ELM ST
City	BRADFORD
State	OH
Zip	45308-1309
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	IN LOT 283 58.6
Legal Subdivision	RAILROAD ADDITION
Legal Lot Number	283
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2032
Census Tract	320100

Owner

135 E Elm St, a mobile home, is owned and occupied by two individuals who bought it in August 2026.

Source: Miami County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 E ELM ST, BRADFORD, OH 45308-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION
May 2, 2025	Transfer on Death Deed, Transfer
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage COVINGTON S&L ASSN
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Sep 27, 2024 · Amount on File
Deed Document Number	20269852
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0000003564
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 6, 2026
Property Address	135 E ELM ST, BRADFORD, OH 45308-1309
Document Number	0000009852
Instrument Date	Aug 3, 2026
Instrument	20269852
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	UNION TITLE, NORTHWEST UNION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E ELM ST, BRADFORD, OH 45308-1309

Mortgage

Document Number	0000009853,
Date	Aug 6, 2026
Instrument	20269853

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	May 2, 2025
Property Address	135 E ELM ST, BRADFORD, OH 45308-1309
Document Number	0000004806
Instrument Date	May 2, 2025
Instrument	2025OR-04806
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E ELM ST, BRADFORD, OH 45308-1309

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	135 E ELM ST, BRADFORD, OH 45308-1309
Document Number	0000009643
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	R 135 EELM ST BRADFORD OH 45308, BRADFORD, OH 45308

Mortgage

Document Number	0000009643
Date	Jul 17, 2020
Instrument	9643

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	117 N HIGH ST, COVINGTON, OH 45318-1307

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 9, 2019
Property Address	135 E ELM ST, BRADFORD, OH 45308-1309
Document Number	0000003564
Instrument Date	Apr 5, 2019
Instrument	3564
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 E ELM ST BRADFORD OH 453081309, BRADFORD, OH 45308-1309

Mortgage

Document Number	3565
Date	Apr 9, 2019
Instrument	3565

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 135 E Elm St was $1,524, up 14.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (+14.07%)	$46,970 (+35.95%) Land $5,460 Building $41,510	$134,200 Land $15,600 Building $118,600
2024	$1,336.00 (+1.83%) Homeowner's exemption	$34,550 (-) Land $5,920 Building $28,630
2023	$1,312.00 (-4.79%) Homeowner's exemption	$34,550 (-) Land $5,920 Building $28,630	$98,700 (-) Land $16,900 Building $81,800
2022	$1,378.00 Homeowner's exemption	$34,550 Land $5,920 Building $28,630	$98,700 Land $16,900 Building $81,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 135 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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