135 E Circle Dr, Tappahannock, VA 22560 Property Records

Essex County property record for 135 E Circle Dr, Tappahannock, VA 22560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 1980
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jul 2018)
Tax Bill$1,634 (2026)
Deeds & MortgagesDec 2022 Second Mortgage
Oct 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN37-D-1-10

Property Details

APN / Parcel Number

Primary APN37-D-1-10
Alternative APN
  • 5504

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,575 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2001
Architectural StyleCape Cod
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
Garage Area1,896 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Deck Area288 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOther
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5504
Street Address135 E CIRCLE DR
CityTAPPAHANNOCK
StateVA
Zip22560-5039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionOLD CREEK EAST LOT 10
Legal SubdivisionOLD CREEK
Legal Lot Number10
JurisdictionESSEX VA
Township / Civil DivisionTAPPAHANNOCK
Census Block Group2
Census Block2032
Census Tract950700

Owner

Source: Essex County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address135 E CIRCLE DR, TAPPAHANNOCK, VA 22560-5039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Oct 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Jul 30, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Deed Document Number2018830
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX VA
Property Address135 E CIRCLE DR, TAPPAHANNOCK, VA 22560-5039
Transaction TypeMortgage
Record UpdatedJan 25, 2023
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220001755
DateDec 15, 2022
Instrument220001755
Lender
NameDISCOVER BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 7, 2032
Interest
Rate TypeFixed Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX VA
Property Address135 E CIRCLE DR, TAPPAHANNOCK, VA 22560-5039
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210001928
DateOct 29, 2021
Instrument210001928
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX VA
Recording DateJul 30, 2018
Property Address135 E CIRCLE DR, TAPPAHANNOCK, VA 22560-5039
Document Number180000830
Instrument DateJul 27, 2018
Instrument180000830
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyPREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 E CIRCLE DR, TAPPAHANNOCK, VA 22560-5039

Mortgage

Document Number180000831
DateJul 30, 2018
Instrument180000831
Lender
NameFIRST HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyEssex County
Unified School DistrictEssex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,634.00 (+0.06%)$297,000 (-) Land $30,900 Building $266,100$297,000 (-) Land $30,900 Building $266,100
2025$1,633.00 (+8.87%)$297,000 (+44.45%) Land $30,900 Building $266,100$297,000 (+44.45%) Land $30,900 Building $266,100
2023$1,500.00$205,608 Land $30,000 Building $175,608$205,608 Land $30,000 Building $175,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 individual policies
Nearby Flood Policies80 units insured
incl. 50 condo units
Nearby Flood Claims25 (1985–2006)
Claims Outside the SFHA8 of 25
Most Recent ClaimSep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 8 claims
  • Hurricane Isabel, Sep 2003 · 12 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

Nearby Properties on E Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number