Branch County property record for 135 E Chicago Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,904 sqft · built 1970 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,900 (May 2024) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-B70-000-036-01 |
| Primary APN | 070-B70-000-036-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 1,376 sqft |
| Unfinished Basement | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 195 ft deep x 130 ft wide |
| Garage Area | 598 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 135 E CHICAGO RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM NW COR LOT 36 OF BONA VISTA & TH N 66DEG 45MIN 20SEC E 128.60 FT & TH S 03DEG 07MIN 41SEC E 164.6 FT & TH S 89DEG 53MIN |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 19 |
| Legal Subdivision | BONA VISTA |
| Legal Lot Number | 36 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950300 |
Source: Branch County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 135 E CHICAGO RD, COLDWATER, MI 49036-8424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE |
| Jul 14, 2023 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Jul 14, 2023 · Amount on Record |
| Deed Document Number | 20242527 |
| Prior Transfer Date | May 5, 2003 |
| Prior Transfer Doc | 0976000816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 6, 2026 |
| Property Address | 135 E CHICAGO RD, COLDWATER, MI 49036-8424 |
| Document Number | 0000004927 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20264927 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000004927, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20264927 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 14, 2023 |
| Property Address | 135 E CHICAGO RD, COLDWATER, MI 49036-8424 |
| Document Number | 0202303788 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-03788 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 593 HERITAGE CT STE 100, 100, HOLLAND, MI 49423-5412 |
| Name | Verified Name |
|---|---|
| Address | 26 RIDGEMOOR RD # R3RD, R3RD, COLDWATER, MI 49036-1051 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,400 (+16.24%) | $264,800 (+16.24%) | |
| 2025 | $3,060.00 (+31.16%) | $113,900 (+40.1%) | $227,800 (+40.1%) |
| 2024 | $2,333.00 | ||
| 2023 | $81,300 | $162,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
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