135 Deepwater Dr, Stella, NC 28582 Property Records

Carteret County property record for 135 Deepwater Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft · built 1992
Lot Size	1.36 acres (59,634 sqft)
Owner	Individual Name on File
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5367.03.23.3672000`

Property Details

APN / Parcel Number

Primary APN	`5367.03.23.3672000`
Alternative APNs	`180839` `29036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,260 sqft Heated Area
Gross Area	2,380 sqft
1st Floor Area	128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	59,634 sqft (1.36 acres)
Lot Dimensions	482 ft deep x 139 ft wide

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	64 sqft
Patio Area	18 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	29036
Street Address	135 DEEPWATER DR
City	STELLA
State	NC
Zip	28582-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L18 S1 RIVER OAKS PLANT
Legal Subdivision	RIVER OAKS PLANTATION
Legal Block	23
Legal Lot Number	18
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1017
Census Tract	970801

Owner

135 Deepwater Dr is owned and occupied by an individual who acquired it in February 2010.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	135 DEEPWATER DR, STELLA, NC 28582-9741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 16, 2010
Transfer Doc	0013350428
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	135 DEEPWATER DR, STELLA, NC 28582-9741
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 DEEPWATER DR, STELLA, NC 28582-9741

Mortgage

Document Number	0018690075
Date	Oct 17, 2025
Book Page	1869/75
Instrument	1869075

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	135 DEEPWATER DR, STELLA, NC 28582-9741
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017530130
Date	Jan 11, 2022
Book Page	1753/130
Instrument	1753130

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 135 Deepwater Dr was $1,976.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,452 (-) Land $174,077 Building $370,375	$544,452 (-) Land $174,077 Building $370,375
2025	$1,976.00	$544,452 Land $174,077 Building $370,375	$544,452 Land $174,077 Building $370,375
2023		$306,553 Land $138,555 Building $167,998	$306,553 Land $138,555 Building $167,998
2022	$1,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Deepwater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Deepwater Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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