135 Davis Rd, Decherd, TN 37324 Property Records

Franklin County property record for 135 Davis Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,153 sqft · built 2011
Lot Size	12.9 acres (564,102 sqft)
Owner	Individual Name on Record
Last Sale	$599,000 (May 2025)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jul 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`026057 03604`

Property Details

APN / Parcel Number

Primary APN	`026057 03604`
Alternative APN	`057 03604`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	2,045 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	564,102 sqft (12.9 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	965 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	135 DAVIS RD
City	DECHERD
State	TN
Zip	37324-4084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2083
Census Tract	960100

Owner

Source: Franklin County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 DAVIS RD, DECHERD, TN 37324-4084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Warranty Deed, Transfer · FHA Mortgage LENDING HAND MORTGAGE LLC
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Feb 1, 2018	Loan Modification, Mortgage · Conventional Mortgage CITIZENS CMNTY BK
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	25003477
Deed Book / Page	D495 / 550
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 23, 2025
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Document Number	0025003477
Book / Page	D495 / 550
Instrument Date	May 16, 2025
Instrument	25003477
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,216.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 DAVIS RD, DECHERD, TN 37324-4084

Mortgage

Document Number	0025003478
Date	May 23, 2025
Instrument	25003478

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004307
Date	Jul 26, 2019
Book Page	T1294/024
Instrument	19004307

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003680
Date	Jun 26, 2019
Book Page	T1291/085
Instrument	19003680

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007411
Date	Oct 15, 2020
Book Page	T1351/575
Instrument	20007411

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009055
Date	Dec 10, 2020
Book Page	T1360/710
Instrument	20009055

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 2, 2030

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN TN
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Document Number	0000000725
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SOUTHERN TN TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000725
Date	Feb 5, 2018
Book Page	001243/000234
Instrument	725

Lender

Name	CITIZENS CMNTY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	135 DAVIS RD, DECHERD, TN 37324-4084
Document Number	0000005638
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	135 DAVIS RD DECHERD TN 373244084, DECHERD, TN 37324-4084

Mortgage

Document Number	0000005638
Date	Sep 19, 2017
Book Page	001230/000324
Instrument	5638

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	WINCHESTER, TN 37398

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (+11.97%)	$96,600 (+5.26%) Land $23,675 Building $72,925
2023		$91,775 Land $23,675 Building $68,100
2022	$1,721.00		$386,400 Land $94,700 Building $291,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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