135 Cypress Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 135 Cypress Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,048 sqft · built 1999
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$111,500 (Jul 1997)
Tax Bill$5,287 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN064-031-034

Property Details

APN / Parcel Number

Primary APN064-031-034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,048 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address135 CYPRESS AVE
CityCAYUCOS
StateCA
Zip93430-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN CAY BL 9 LT 9 & ABD RD
Legal SubdivisionCAYUCOS
Legal Block9
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1014
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address135 CYPRESS AVE, CAYUCOS, CA 93430-1105
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 1997 · Amount on Record
Deed SaleJul 22, 1997 · Amount on Record
Deed Document Number199738068
Last Transfer DateNov 10, 2010
Transfer Doc0000060940
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address135 CYPRESS AVE, CAYUCOS, CA 93430-1105
Document Number0000028511
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 CYPRESS AVE CAYUCOS CA 934301105, CAYUCOS, CA 93430-1105

Mortgage

Document Number0000028511
DateJun 28, 2017
Instrument28511
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$501,378 (+2%) Land $197,567 Building $303,811
2025$5,287.00 (+2.16%) Homeowner's exemption$491,548 (+4.04%) Land $193,694 Building $297,854
2023$5,175.00 (+1.83%) Homeowner's exemption$472,463 Land $186,174 Building $286,289
2022$5,082.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Cypress Ave

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