135 Creekside Bay SE, Saint Michael, MN 55376 Property Records

Wright County property record for 135 Creekside Bay SE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,878 sqft · built 2022
Lot Size	0.315 acres (13,756 sqft)
Owner	2 Individual Names on File
Last Sale	$740,450 (Apr 2023)
Tax Bill	$8,062 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`114-383-002160`

Property Details

APN / Parcel Number

Primary APN	`114-383-002160`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Roof Type	Gable
Lot Area	13,756 sqft (0.315 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	135 CREEKSIDE BAY SE
City	SAINT MICHAEL
State	MN
Zip	55376-7534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-120 RANGE-024 CREEKSIDE WEST LOT-016 BLOCK-002
Legal Range	024
Legal Township	120
Legal Section	13
Legal Block	2
Legal Lot Number	16
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4015
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 CREEKSIDE BAY SE, SAINT MICHAEL, MN 55376-7534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage SPIRE CU
May 27, 2022	Quit Claim Deed, Transfer EXECUTIVE TITLE NORTHWEST LLC, EXECUTIVE TTL NORTHWEST LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Deed Document Number	20231528882
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 28, 2023
Property Address	135 CREEKSIDE BAY SE, SAINT MICHAEL, MN 55376-7534
Document Number	0000T36711
Instrument Date	Apr 26, 2023
Instrument	T36711
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EXECUTIVE TITLE NORTHWEST LLC, EXECUTIVE TITLE NORTHWEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	135 CREEKSIDE BAY SE, SAINT MICHAEL, MN 55376-7534

Mortgage

Document Number	0000T36712
Date	Apr 28, 2023
Instrument	T36712

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year T-Bill
Max Rate	10%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	May 27, 2022
Property Address	135 CREEKSIDE BAY SE, SAINT MICHAEL, MN 55376-7534
Document Number	0000T36106
Instrument Date	May 18, 2022
Instrument	T36106
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EXECUTIVE TITLE NORTHWEST LLC, EXECUTIVE TTL NORTHWEST LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 COUNTY ROAD 81 STE 100, 100, ROGERS, MN 55374-4660
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,062.00 (+929.63%)	$710,900 (+9.12%) Land $210,000 Building $500,900	$710,900 (+9.12%) Land $210,000 Building $500,900
2025		$651,500 (-1.73%) Land $175,000 Building $476,500	$651,500 (-1.73%) Land $175,000 Building $476,500
2023	$783.00 (-3.09%)	$663,000 Land $173,900 Building $489,100	$663,000 Land $173,900 Building $489,100
2022	$808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, T-Mobile, Verizon.

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