Middlesex County and North Reading Town property record for 135 Chestnut St, North Reading, MA 01864
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 6 bd · 1 ba · 3,037 sqft · built 2024 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $500,000 (Nov 2023) |
| Tax Bill | $20,147 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:41-P:037 |
| Primary APN | M:41-P:037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,037 sqft Living Area |
| Gross Area | 1,722 sqft |
| 1st Floor Area | 1,711 sqft |
| Basement Area | 1,690 sqft |
| Unfinished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,647 sqft (1.53 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 135 CHESTNUT ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2723 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RA |
| Legal Lot Number | 37.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 330102 |
135 Chestnut St, a residential property, is owner-occupied and held in a trust since March 2026.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 135 CHESTNUT ST, NORTH READING, MA 01864-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK |
| Nov 13, 2023 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on File |
| Deed Sale | Nov 13, 2023 · Amount on File |
| Prior Sale | Aug 28, 2008 · Amount on File |
| Deed Book / Page | 82203 / 282 |
| Last Transfer Date | Mar 18, 2026 |
| Transfer Doc | 085352-192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Mar 18, 2026 |
| Property Address | 135 CHESTNUT ST, NORTH READING, MA 01864-2723 |
| Document Number | 085352-192 |
| Book / Page | 85352 / 192 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 29353 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 CHESTNUT ST, NORTH READING, MA 01864-2723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 135 CHESTNUT ST, NORTH READING, MA 01864-2723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082331-405 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 82331/405 |
| Instrument | 145353 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Nov 13, 2023 |
| Property Address | 135 CHESTNUT ST, NORTH READING, MA 01864-2723 |
| Document Number | 082203-282 |
| Book / Page | 82203 / 282 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 129654 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 MAIN ST, NORTH READING, MA 01864-2204 |
The 2026 property tax bill for 135 Chestnut St was $20,147, up 67.6% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,147.00 (+67.63%) | $1,547,400 (+68.14%) Land $424,100 Building $1,123,300 | $1,456,961 |
| 2025 | $12,019.00 (+133.47%) | $920,300 (+136.16%) Land $407,900 Building $512,400 | |
| 2024 | $5,148.00 (-20.98%) | $389,700 (-16.32%) Land $389,700 | |
| 2023 | $6,515.00 | $465,700 Land $358,400 Building $107,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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