135 Central Ave, Apt E, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 135 Central Ave, Apt E, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	916 sqft · built 1922
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2016)
Tax Bill	$2,526 (2024)
Deeds & Mortgages	Oct 2021 Refinance Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-00106-0000-00006-0000-C5`

Property Details

APN / Parcel Number

Primary APN	`08-00106-0000-00006-0000-C5`
Alternative APN	`0800106000000006 C5`

Interior

Units	4 Units
Stories	1 Story
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Street Address	135E CENTRAL AVE, 5
City	OCEAN CITY
State	NJ
Zip	08226-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: OB106 L466
Legal Subdivision	133-135 CENTRAL AVE CONDO
Legal Block	106
Legal Lot Number	6
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2014
Census Tract	20101

Owner

135 Central Ave, Apt E is owned by an individual who acquired it in December 2021.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	135 CENTRAL AVE, E, OCEAN CITY, NJ 08226-4255
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 26, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 20, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2016 · Amount on File
Deed Sale	Oct 26, 2016 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	20162782
Deed Book / Page	3700 / 15
Last Transfer Date	Dec 13, 2021
Transfer Doc	0000055561
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	135 CENTRAL AVE APT E, E, OCEAN CITY, NJ 08226-4255
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044615
Date	Oct 5, 2021
Book Page	6466/163
Instrument	2021044615

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 26, 2023
Property Address	135 CENTRAL AVE APT E, E, OCEAN CITY, NJ 08226-4255
Document Number	0000021095
Book / Page	4134 / 984
Instrument Date	Sep 11, 2023
Instrument	2023021095
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	THE TITLE COMPANY/HOMESTEAD, THE TITLE COMOANY OF JERSEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 CENTRAL AVE # 4, 4, OCEAN CITY, NJ 08226-4255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 CAMBRIDGE ST, PHILADELPHIA, PA 19130-1507

Mortgage

Document Number	0000021096
Date	Sep 26, 2023
Instrument	2023021096

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 20, 2021
Property Address	135 CENTRAL AVE APT E, E, OCEAN CITY, NJ 08226-4255
Document Number	0000055561
Book / Page	4029 / 276
Instrument Date	Dec 13, 2021
Instrument	2021055561
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 CENTRAL AVE, OCEAN CITY, NJ 08226-4255

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,200 (-) Land $85,400 Building $139,800	$225,200 (-) Land $85,400 Building $139,800
2025		$225,200 Land $85,400 Building $139,800	$225,200 Land $85,400 Building $139,800
2024	$2,526.00
2023		$225,200 (-) Land $85,400 Building $139,800	$225,200 (-) Land $85,400 Building $139,800
2022	$2,317.00 (+2.39%)	$225,200 Land $85,400 Building $139,800	$225,200 Land $85,400 Building $139,800
2021	$2,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Central Ave, Apt E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 233 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	740 units insured incl. 507 condo units
Nearby Flood Claims	610 (1978–2020)
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 312 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 100 claims Severe Coastal Storm, Jan 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 135 Central Ave, Apt E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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