135 Cedar St, Biloxi, MS 39530 Property Records

Harrison County property record for 135 Cedar St, Biloxi, MS 39530

Property Summary

Property Type	Vacant Land
Lot Size	0.113 acres (4,950 sqft)
Owner	Company Name on Record
Tax Bill	$190 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1510L-02-090.000`

Property Details

APN / Parcel Number

Primary APN	`1510L-02-090.000`
Alternative APN	`006948`

Exterior

Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	150 ft deep x 33 ft wide

Location & Zoning

Street Address	135 CEDAR ST
City	BILOXI
State	MS
Zip	39530-4738
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	N 33 FT OF E 150 FT OF LOT 6 BLK 8 SUMMERVILLE
Legal Range	09W
Legal Township	07S
Legal Section	35
Legal Subdivision	SUMMERVILLE BLKS 1 - 15
Legal Block	8
Legal Lot Number	6
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4030
Census Tract	4000

Owner

Source: Harrison County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1911 STUART AVE, OCEAN SPRINGS, MS 39564-3925
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jan 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SERIES 88784
Jan 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021
Deed Sale	Jan 28, 2021
Deed Document Number	2021406
Prior Transfer Date	May 23, 2012
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	May 11, 2026
Property Address	135 CEDAR ST, BILOXI, MS 39530-4738
Document Number	0000002728
Instrument Date	May 6, 2026
Instrument	20262728
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1911 STUART AVE, OCEAN SPRINGS, MS 39564-3925

Mortgage

Document Number	0000002728,
Date	May 11, 2026
Instrument	20262728

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	135 CEDAR ST, BILOXI, MS 39530-4738
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 SPRING AVE, OCEAN SPRINGS, MS 39564-8061

Mortgage

Document Number	20250000236TJ2
Date	Jan 13, 2025
Instrument	2025-0000236-T-J2

Lender

Name	LOAN FUNDER LLC SERIES 88784
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 28, 2021
Property Address	135 CEDAR ST, BILOXI, MS 39530-4738
Document Number	20210000406DJ2
Map Reference	DOC 2012-1273-D-J2
Instrument Date	Jan 22, 2021
Instrument	2021-0000406-D-J2
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18610 GULF BLVD UNIT 309, 309, INDIAN SHORES, FL 33785-2064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 STUART AVE, OCEAN SPRINGS, MS 39564-3925
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$190.00 (+0.53%)	$1,708 (-)	$11,385 (-) Land $11,385
2024	$189.00 (+1.07%)
2023	$187.00	$1,708	$11,385 Land $11,385
2022	$187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2005–2020)
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Zeta, Oct 2020 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures