135 Cedar Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 135 Cedar Rd, Ocracoke, NC 27960

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 802 sqft · built 1976
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Feb 2022)
Tax Bill$4,610 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN9500372971

Property Details

APN / Parcel Number

Primary APN9500372971
Alternative APN
  • 980

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area802 sqft Heated Area
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions100 ft deep x 100 ft wide
DrivewayDriveway
Driveway Area459 sqft

Exterior Amenities

PorchSlab
Porch Area256 sqft
Deck Area64 sqft
Shed1 Shed
Shed Area80 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500372971
Street Address135 CEDAR RD
StateNC
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRICULTUR
Legal DescriptionLOTS # 97 & 98 B1 FSILVER LAKE & BEACH
Legal SubdivisionSILVER LAKE AND BEACH
Legal BlockF
Legal Lot Number97-98
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3015
Census Tract920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1651, BUXTON, NC 27920-1651
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW TOWNE MORTGAGE
Feb 1, 2022Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Jan 9, 2019Deed, Transfer · ARM
NEW TOWNE MORTGAGE
Jun 26, 2017Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2022 · Amount on Record
Deed SaleFeb 1, 2022 · Amount on Record
Prior SaleJan 9, 2019 · Amount on Record
Deed Document Number2022410224
Deed Book / Page294
Prior Transfer DateMay 19, 2017
Prior Transfer Doc000273/470
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address135 CEDAR RD, OCRACOKE, NC 27960-1066
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000288/253
DateJan 29, 2021
Book Page288/253
Instrument409067
Lender
NameNEW TOWNE MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHYDE NC
Recording DateFeb 1, 2022
Property Address135 CEDAR RD, OCRACOKE, NC 27960-1066
Document Number000294/294
Book / Page294
Map ReferenceMB 1 PG 13
Instrument DateJan 12, 2022
Instrument410224
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2537 BAYVIEW AVE, VIRGINIA BEACH, VA 23455-1374

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1651, BUXTON, NC 27920-1651

Mortgage

Document Number0000410225
DateFeb 1, 2022
Instrument410225
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionHYDE NC
Recording DateJan 9, 2019
Property Address135 CEDAR RD, OCRACOKE, NC 27960-1066
Document Number000279/462
Book / Page279 / 462
Map ReferenceMB 1 PG 13
Instrument DateDec 11, 2018
Instrument407204
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2537 BAYVIEW AVE, VIRGINIA BEACH, VA 23455-1374

Mortgage

Document Number0000407205
DateJan 9, 2019
Instrument407205
Lender
NameNEW TOWNE MORTGAGE
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateFeb 1, 2034
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7%
Index1-Year CMT
Margin3
Max Rate10%

June 2017: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionHYDE NC
Recording DateJun 26, 2017
Property Address135 CEDAR RD, OCRACOKE, NC 27960-1066
Document Number000273/470
Book / Page273 / 470
Map ReferenceMB 1 PG 13
Instrument DateMay 19, 2017
Instrument405893
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9240 DICK WOODS RD, AFTON, VA 22920-1539

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,610.00 (-2.19%)$490,406 (-2.2%) Land $212,400 Building $278,006$490,406 (-2.2%) Land $212,400 Building $278,006
2024$4,713.00 (+220.61%)$501,427 (+224.22%) Land $212,400 Building $289,027$501,427 (+224.22%) Land $212,400 Building $289,027
2023$1,470.00$154,658 Land $110,000 Building $44,658$154,658 Land $110,000 Building $44,658

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 631 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
incl. 41 condo units
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 98% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCRACOKE SANITARY DISTRICT
serves 900 people · EPA ID NC0448020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
Brightspeed
DSL
100 / 10
Ocracoke Cable TV
Cable
10 / 1

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