135 Breakwater Ct, Joppa, MD 21085 Property Records

Harford County property record for 135 Breakwater Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,584 sqft · built 1977
Lot Size	0.152 acres (6,612 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Feb 2024)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-142151`

Property Details

APN / Parcel Number

Primary APN	`01-142151`
Alternative APNs	`1142151` `142151`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,612 sqft (0.152 acres)
Lot Dimensions	152 ft deep x 36 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Patio Area	364 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	142151
Street Address	135 BREAKWATER CT
City	JOPPA
State	MD
Zip	21085-4505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 49 17/70X152 135 BREAKWATER COURT RUMSEY ISL PT 34/21
Legal Subdivision	JOPPATOWNE
Legal Block	23
Legal Lot Number	49,135
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4007
Census Tract	301401

Owner

Source: Harford County records · APN 01-142151

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	135 BREAKWATER CT, JOPPA, MD 21085-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed, Transfer · Conventional Mortgage ROSEDALE FSLA
Aug 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STG MORTGAGE INC
Feb 08, 2022	Intrafamily Transfer, Transfer
Jun 11, 2021	Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L
May 15, 2019	Grant Deed, Transfer · Construction Mortgage FORESITE INVS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Book / Page	16185 / 412
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	0156370259
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 27, 2024
Property Address	135 BREAKWATER CT, JOPPA, MD 21085-4505
Document Number	0161850412
Book / Page	16185 / 412
Map Reference	MB HDC 34 FO 21
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Mar 08, 2024
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	135 BREAKWATER CT, JOPPA, MD 21085-4505

Mortgage

Document Number	0161850416
Date	Feb 27, 2024
Instrument	16185-0416

Lender

Name	ROSEDALE FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Aug 17, 2022
Property Address	135 BREAKWATER CT, JOPPA, MD 21085-4505
Document Number	0156370259
Book / Page	15637 / 259
Map Reference	MB HDC 24 FO 21
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156370262
Date	Aug 17, 2022
Instrument	15637-0262

Lender

Name	STG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Feb 08, 2022
Property Address	135 BREAKWATER CT, JOPPA, MD 21085-4505
Document Number	0153550439
Book / Page	15355 / 439
Map Reference	MB HDC 34 FO 21
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	135 BREAKWATER CT, JOPPA, MD 21085-4505

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 11, 2021
Property Address	135 BREAKWATER CT, JOPPA, MD 21085-4505
Document Number	0148220019
Book / Page	14822 / 19
Map Reference	MB HDC 34 FO 21
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11550 CROSSROADS CIR UNIT 184, 184, MIDDLE RIVER, MD 21220-2955

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	May 15, 2019
Property Address	135 BREAKWATER CT, JOPPA, MD 21085-4505
Document Number	0132630494
Book / Page	013263 / 000494
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11550 CROSSROADS CIR #184 MIDDLE RIVER MD 212202955, 184, MIDDLE RIVER, MD 21220-2955

Mortgage

Document Number	132630498
Date	May 15, 2019
Book Page	013263/000498

Lender

Name	FORESITE INVS LLC
Address	ARNOLD, MD 21012

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2020

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,567 (+3.91%)	$331,600 (-) Land $124,500 Building $207,100
2025	$3,220.00 (+16.67%)	$307,533 (+12.07%)	$331,600 (+12.22%) Land $124,500 Building $207,100
2023		$274,400	$295,500 Land $124,500 Building $171,000
2022	$2,760.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 493 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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