135 Bluff Ln, Locust Fork, AL 35097 Property Records

Blount County property record for 135 Bluff Ln, Locust Fork, AL 35097

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Oct 2019)
Tax Bill	$571 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-06-23-0-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`21-06-23-0-000-002.004`
Alternative APNs	`017728` `17728` `65777`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2019
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	65777
Street Address	135 BLUFF LN
City	LOCUST FORK
State	AL
Zip	35097-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NW/NW SE 1505 SLY 210 TO POB SLY 160 SE 140 ELY 670 NW 750 SW 458 TO POB--
Legal Range	01W
Legal Township	13S
Legal Section	23
Jurisdiction	BLOUNT AL
Township / Civil Division	LOCUST FORK
Census Block Group	3
Census Block	3015
Census Tract	50701

Owner

Source: Blount County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 BLUFF LN, LOCUST FORK, AL 35097-5739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	201910011329
Deed Book / Page	2019 / 81205
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	135 BLUFF LN, LOCUST FORK, AL 35097-5739
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BLUFF LN, LOCUST FORK, AL 35097-5739

Mortgage

Document Number	2024/33283
Date	Dec 26, 2024
Book Page	2024/33283
Instrument	10062899

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	135 BLUFF LN, LOCUST FORK, AL 35097-5739
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/40425
Date	Dec 21, 2020
Book Page	2020/40425
Instrument	10022897

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Oct 29, 2019
Property Address	135 BLUFF LN, LOCUST FORK, AL 35097-5739
Document Number	2019/81205
Book / Page	2019 / 81205
Instrument Date	Oct 28, 2019
Instrument	10011329
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BLUFF LN, LOCUST FORK, AL 35097-5739

Mortgage

Document Number	2019/81207
Date	Oct 29, 2019
Book Page	2019/81207
Instrument	10011330

Lender

Name	PROSPERITY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$571.00	$19,380 (-)	$193,740 (-) Land $45,200 Building $148,540
2024	$571.00 (+7.33%) Homeowner's exemption	$19,380 (+6.72%) Land $3,600 Building $15,780	$193,740 (+6.72%) Land $36,000 Building $157,740
2023	$532.00 (+30.71%) Homeowner's exemption	$18,160 (+26.82%) Land $3,600 Building $14,560	$181,540 (+26.74%) Land $36,000 Building $145,540
2022	$407.00 Homeowner's exemption	$14,320 Land $1,760 Building $12,560	$143,240 Land $17,600 Building $125,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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