135 Bell Rd, Richfield, NC 28137 Property Records

Stanly County property record for 135 Bell Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,748 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`663303003722`

Property Details

APN / Parcel Number

Primary APN	`663303003722`
Alternative APNs	`1539020` `1538174` `30464`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	161 ft deep x 265 ft wide
Porch	Porch
Porch Area	280 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1539020
Street Address	135 BELL RD
City	RICHFIELD
State	NC
Zip	28137-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 135 BELL RD LTS 24/25 CARDINAL ESTATE 663303003
Legal Subdivision	CARDINAL ESTATES
Legal Lot Number	24
Jurisdiction	STANLY NC
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2008
Census Tract	930101

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 BELL RD, RICHFIELD, NC 28137-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Mar 31, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	2022447863
Deed Book / Page	1789 / 436
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 8, 2022
Property Address	135 BELL RD, RICHFIELD, NC 28137-5715
Document Number	0000447863
Book / Page	1789 / 436
Map Reference	MB 6 PG 86
Instrument Date	Jun 8, 2022
Instrument	447863
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5218 ALLIGATOR RD NW, 5218, ASH, NC 28420-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BELL ROAD, ASH, NC 28420

Mortgage

Document Number	0000447864
Date	Jun 8, 2022
Instrument	447864

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	5-Year CMT
Max Rate	9.5%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 31, 2022
Property Address	135 BELL RD, RICHFIELD, NC 28137-5715
Document Number	0000445302
Book / Page	1781 / 111
Instrument Date	Mar 29, 2022
Instrument	445302
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 SOMERSET DR, 333, AUSTINVILLE, VA 24312-3251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BELL RD, RICHFIELD, NC 28137-5715

Mortgage

Document Number	0000445303
Date	Mar 31, 2022
Instrument	445303

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 11, 2020
Property Address	135 BELL RD, RICHFIELD, NC 28137-5715
Document Number	0000426876
Book / Page	001723 / 000251
Instrument Date	Dec 10, 2020
Instrument	426876
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 BELL RD RICHFIELD NC 28137, RICHFIELD, NC 28137

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Richfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (+44.2%)	$239,862 (+56.37%) Land $43,820 Building $196,042	$239,862 (+56.37%) Land $43,820 Building $196,042
2023	$1,380.00	$153,391 Land $27,387 Building $126,004	$153,391 Land $27,387 Building $126,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Oct 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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