Middlesex County and Lowell City property record for 135 Beacon St, Lowell, MA 01850
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,884 sqft · built 1890 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,269 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C05790 |
| Primary APN | C05790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,884 sqft Living Area |
| Gross Area | 7,032 sqft |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 1,820 sqft |
| Unfinished Basement | 1,820 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | C05790 |
|---|---|
| Street Address | 135 BEACON ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2581 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Subdivision | LAND LOWELL |
| Legal Block | 440 |
| Legal Lot Number | 135 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 310200 |
135 Beacon St, a duplex, is owned and occupied by two individuals who acquired it in October 2024.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION |
| Jun 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL COMMUNITY LOAN FUND INC |
| Feb 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 7, 2024 | Quit Claim Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jul 6, 2023 | Quit Claim Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2024 |
| Deed Sale | Oct 7, 2024 |
| Prior Sale | Jul 6, 2023 · Amount on File |
| Deed Document Number | 202431017 |
| Deed Book / Page | 38806 / 80 |
| Prior Transfer Date | Oct 1, 2024 |
| Prior Transfer Doc | 0038806-80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Document Number | 0040000-82 |
| Book / Page | 40000 / 82 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202611679 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Document Number | 0000011679, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 40000/82 |
| Instrument | 202611679 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037141-194 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 37141/194 |
| Instrument | 25120 |
| Name | LOWELL COMMUNITY LOAN FUND INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037695-250 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 37695/250 |
| Instrument | 5131 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 7, 2024 |
| Property Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Document Number | 0038806-80 |
| Book / Page | 38806 / 80 |
| Instrument Date | Oct 1, 2024 |
| Instrument | 202400031017 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Document Number | 202400031018 |
|---|---|
| Date | Oct 7, 2024 |
| Instrument | 202400031018 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 6, 2023 |
| Property Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Document Number | 0037933-85 |
| Book / Page | 37933 / 85 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 19338 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 135 BEACON ST, LOWELL, MA 01850-2581 |
| Document Number | 0000019339 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 19339 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 135 Beacon St was $10,269, up 4.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,269.00 (+4.49%) | $904,800 (+5.69%) Land $178,200 Building $726,600 | $784,539 |
| 2025 | $9,828.00 (+7.89%) | $856,100 (+11.94%) Land $166,600 Building $689,500 | |
| 2024 | $9,109.00 (+7.42%) | $764,800 (+12.01%) Land $155,600 Building $609,200 | |
| 2023 | $8,480.00 | $682,800 Land $135,300 Building $547,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Beacon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 135 Beacon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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