Worcester County and Spencer Town property record for 135 Ash St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,000 sqft · built 1987 |
| Lot Size | 1.45 acres (63,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Feb 2006) |
| Tax Bill | $4,774 (2026) |
| Deeds & Mortgages | Oct 2023 Refinance Jan 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R27 B:00001 L:00010 |
| Primary APN | SPEN M:00R27 B:00001 L:00010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 4,516 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,485 sqft (1.45 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 135 ASH ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 726100 |
135 Ash St is owned and occupied by an individual who bought it in February 2006.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 ASH ST, SPENCER, MA 01562-2350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK |
| Jun 8, 2018 | Deed of Trust, Mortgage · VA Mortgage DREW MORTGAGE ASSOCIATES INC |
| May 8, 2020 | Deed of Trust, Mortgage · VA Mortgage DREW MORTGAGE ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2006 · Amount on File |
| Deed Sale | Feb 28, 2006 · Amount on File |
| Prior Sale | Dec 5, 1991 · Amount on File |
| Deed Document Number | 200628947 |
| Deed Book / Page | 38471 / 125 |
| Transfer Doc | 1356000219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 135 ASH ST, SPENCER, MA 01562-2350 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069719-236 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 69719/236 |
| Instrument | 82490 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 135 ASH ST, SPENCER, MA 01562-2350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0066960-52 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 66960/52 |
| Instrument | 6566 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 135 ASH ST, SPENCER, MA 01562-2350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58915-348 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 58915/348 |
| Instrument | 55829 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 135 ASH ST, SPENCER, MA 01562-2350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | METROPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 62356-23 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 62356/23 |
| Instrument | 46699 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 135 Ash St was $4,774, up 10,057.4% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,774.00 (+10,057.45%) | $434,800 (+6.57%) Land $65,100 Building $369,700 | $516,074 (+17.41%) |
| 2025 | $47.00 (-98.99%) | $408,000 (+0.02%) Land $56,700 Building $351,300 | $439,565 |
| 2024 | $4,666.00 (+4.06%) | $407,900 (+9.71%) Land $56,700 Building $351,200 | |
| 2023 | $4,484.00 | $371,800 Land $56,700 Building $315,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Ash St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Ash St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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