Suffolk County and Smithtown Town property record for 135 4th St, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jan 2009) |
| Tax Bill | $11,840 (2024) |
| Deeds & Mortgages | Nov 2021 Refinance Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 56.-1-26 |
| Primary APN | 473489 56.-1-26 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Account Number | J70840 |
|---|---|
| Street Address | 135 4TH ST |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-795076 TC-76 *610 S P/L 919 SE P/LST JAMES PARK SEC A |
| Legal Subdivision | SAINT JAMES PARK |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 135 4TH ST, SAINT JAMES, NY 11780-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Oct 7, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2009 · Amount on Record |
| Deed Sale | Jan 6, 2009 · Amount on Record |
| Deed Book / Page | 12576 / 891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 135 4TH ST, SAINT JAMES, NY 11780-2211 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233420950 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 23342/950 |
| Instrument | DM045439 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 135 4TH ST, SAINT JAMES, NY 11780-2211 |
| Document Number | 0230670060 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 135 4TH ST ST JAMES NY 117802211, ST JAMES, NY 11780-2211 |
| Document Number | 0230670060 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 023067/000060 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 6, 2034 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 7, 2019 |
| Property Address | 135 4TH ST, SAINT JAMES, NY 11780-2211 |
| Document Number | 0230670061 |
| Book / Page | 023067 / 000061 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 135 4TH ST ST JAMES NY 117802211, ST JAMES, NY 11780-2211 |
| Document Number | 230670061 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 023067/000061 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 6, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,810 (-) Land $230 Building $4,580 | $601,250 (+10,776.45%) Land $28,750 Building $572,500 | |
| 2024 | $11,840.00 | ||
| 2023 | $4,810 Land $230 Building $4,580 | $5,528 Land $264 Building $5,264 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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