13495 Pennock Ave, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13495 Pennock Ave, Apple Valley, MN 55124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,512 sqft · built 1995
Lot Size0.294 acres (12,822 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jul 2003)
Tax Bill$5,582 (2025)
Deeds & MortgagesOct 2021 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-75951-01-010

Property Details

APN / Parcel Number

Primary APN01-75951-01-010

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,512 sqft Living Area
Gross Area3,296 sqft
1st Floor Area2,512 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeWood
Lot Area12,822 sqft (0.294 acres)
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address13495 PENNOCK AVE
CitySAINT PAUL
StateMN
Zip55124-7362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE OAKS OF APPLE VALLEY II 1 1
Legal SubdivisionTHE OAKS OF APPLE VALLEY II
Legal Block1
Legal Lot Number10
JurisdictionDAKOTA MN
Township / Civil DivisionAPPLE VALLEY
Census Block Group4
Census Block4005
Census Tract60806

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13495 PENNOCK AVE, SAINT PAUL, MN 55124-7362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
HIWAY CU
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIWAY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2003 · Amount on Record
Deed SaleJul 2, 2003 · Amount on Record
Prior SaleAug 30, 1999 · Amount on Record
Deed Document Number2003199195
Last Transfer DateAug 13, 2018
Transfer Doc0003265462
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address13495 PENNOCK AVE, APPLE VALLEY, MN 55124-7362
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003495965
DateOct 5, 2021
Instrument3495965
Lender
NameHIWAY CU
TypeCredit Union
AddressSAINT PAUL, MN 55103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 30, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address13495 PENNOCK AVE, APPLE VALLEY, MN 55124-7362
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003370971
DateMay 18, 2020
Instrument3370971
Lender
NameHIWAY FCU
TypeCredit Union
AddressSAINT PAUL, MN 55103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,582.00 (+15.19%)$449,100 (-1.38%) Land $163,400 Building $285,700$449,100 (-1.38%) Land $163,400 Building $285,700
2023$4,846.00 Homeowner's exemption
2022$455,400 Land $157,400 Building $298,000$455,400 Land $157,400 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemApple Valley
serves 50,300 people · EPA ID MN1190001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: AT&T, Frontier, Metronet, Netwave Broadband, Southeast MN Wifi, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pennock Ave

Nearby Streets

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