Polk County property record for 13495 Moore Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,767 sqft · built 2014 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-26-09-000000-013010 |
| Primary APN | 24-26-09-000000-013010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,767 sqft Living Area |
| 1st Floor Area | 1,767 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 435,600 sqft |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 234 sqft |
| Street Address | 13495 MOORE RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 660 FT OF N 990 FT OF E 330 FT OF NE1/4 OF NW1/4 OF SEC & S 660 FT OF N 990 FT OF W 330 FT OF NW1/4 OF NE1/4 OF SEC |
| Legal Range | 24E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12309 |
13495 Moore Rd is owned and occupied by two individuals who acquired it in January 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13495 MOORE RD, LAKELAND, FL 33809-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2014 |
| Transfer Doc | 0000025300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 13495 MOORE RD, LAKELAND, FL 33809-9755 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000110359 |
|---|---|
| Date | May 13, 2024 |
| Book Page | 13113/1318 |
| Instrument | 2024110359 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2034 |
The 2025 property tax bill for 13495 Moore Rd was $1,609 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,134 (+2.7%) | $235,249 (-3.09%) Land $8,500 Building $226,749 | |
| 2025 | $1,609.00 Homeowner's exemption | $164,687 | $242,749 Land $8,500 Building $234,249 |
| 2023 | $2,022.00 (+5.2%) Homeowner's exemption | $155,384 (+3%) | $254,485 (+16.86%) Land $8,500 Building $245,985 |
| 2022 | $1,922.00 Homeowner's exemption | $150,858 | $217,773 Land $8,500 Building $209,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13495 Moore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 15 (1998–2024) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13495 Moore Rd is high, ranking above 81% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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