Culpeper County property record for 13495 Howard Rd, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,785 sqft · built 1974 |
| Lot Size | 3.61 acres (157,252 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | May 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-27-A |
| Primary APN | 29-27-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Basement Area | 1,785 sqft |
| Unfinished Basement | 1,785 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 157,252 sqft (3.61 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7049 |
|---|---|
| Street Address | 13495 HOWARD RD |
| City | CULPEPER |
| State | VA |
| Zip | 22701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930202 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 722, CULPEPER, VA 22701-0722 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2022 |
| Transfer Doc | 0000003135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | May 5, 2022 |
| Property Address | 13495 HOWARD RD, CULPEPER, VA 22701 |
| Document Number | 0220003135 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 220003135 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13495 HOWARD RD, CULPEPER, VA 22701 |
| Document Number | 0220003136 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 220003136 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,831.00 (+0.05%) | $425,700 (+11.64%) Land $132,200 Building $293,500 | $425,700 (+11.64%) Land $132,200 Building $293,500 |
| 2024 | $1,830.00 (+4.39%) | ||
| 2023 | $1,753.00 | $381,300 Land $97,200 Building $284,100 | $381,300 Land $97,200 Building $284,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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