Hernando County property record for 13495 Banner Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,195 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Jul 2024) |
| Tax Bill | $5,036 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5120-0761-0110 |
| Primary APN | R32-323-17-5120-0761-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,195 sqft Living Area |
| 1st Floor Area | 2,195 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 898 sqft |
| Deck Area | 84 sqft |
| Patio Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00515892 |
|---|---|
| Street Address | 13495 BANNER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 12 BLK 761 LOT 11 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 27 |
| Legal Subdivision | SPRING HILL UNIT 12 |
| Legal Block | 761 |
| Legal Lot Number | 11 |
| Legal Unit | 12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40906 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13495 BANNER RD, SPRING HILL, FL 34609-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 18, 2017 | Warranty Deed, Transfer · VA Mortgage COMPASS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on Record |
| Deed Sale | Jul 18, 2024 · Amount on Record |
| Prior Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 2024044098 |
| Deed Book / Page | 4448 / 372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13495 BANNER RD, SPRING HILL, FL 34609-6021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 13495 BANNER RD, SPRING HILL, FL 34609-6021 |
| Document Number | 0041321665 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 4132/1665 |
| Instrument | 2022015167 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 13495 BANNER RD, SPRING HILL, FL 34609-6021 |
| Document Number | 0035170406 |
| Book / Page | 3517 / 0406 |
| Map Reference | MB8 PG74-83 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 2017059226 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHERN SECURITY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 BACHELDER RD, 730, PEMBROKE, NH 03275-3051 |
| Name | Verified Name |
|---|---|
| Address | 13495 BANNER RD, SPRING HILL, FL 34609-6021 |
| Document Number | 35170407 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 3517/0407 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,036.00 | $352,800 (+77.93%) Land $40,624 Building $312,176 | $352,800 (-0.83%) Land $40,624 Building $312,176 |
| 2023 | Additional exemption filed | $198,285 (+3%) Land $198,285 | |
| 2022 | $3,819.00 Disabled Person's exemption Veteran's exemption | $192,510 | $355,764 Land $36,054 Building $319,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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