13494 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 13494 Gera Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,404 sqft · built 1946
Lot Size	0.818 acres (35,632 sqft)
Owner	Individual Name on File
Last Sale	$225,500 (Feb 2026)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-34-4110-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-34-4110-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Raised Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,632 sqft (0.818 acres)
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13494 GERA RD
City	BIRCH RUN
State	MI
Zip	48415-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 SMITLEY PARK IN SE 1/4 OF SE 1/4 SEC 34 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	34
Legal Subdivision	SMITLEY PARK
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	3
Census Block	3017
Census Tract	13100

Owner

13494 Gera Rd is owned and occupied by an individual who bought it in February 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES FCU
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES FCU
Feb 24, 2020	Warranty Deed, Transfer · Conventional with PMI CASON HM LNS
Apr 18, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PNC BANK NA
Sep 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Feb 24, 2020 · Amount on File
Deed Document Number	20262123
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000023209
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13494 GERA RD, BIRCH RUN, MI 48415-9335

Mortgage

Document Number	0000021164
Date	Jun 11, 2021
Instrument	2021021164

Lender

Name	GREAT LAKES FCU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 2, 2026
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Document Number	0000002123
Map Reference	LB 6 PG 10
Instrument Date	Jul 25, 2025
Instrument	2026002123
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,691.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13494 GERA RD, BIRCH RUN, MI 48415-9335

Mortgage

Document Number	2025018453
Date	Feb 2, 2026
Instrument	2025018453

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Aug 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13494 GERA RD, BIRCH RUN, MI 48415-9335

Mortgage

Document Number	0000031412
Date	Dec 10, 2020
Instrument	2020031412

Lender

Name	GREAT LAKES FCU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 24, 2020
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Document Number	0000004231
Instrument Date	Feb 20, 2020
Instrument	4231
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10685 GERA RD BIRCH RUN MI 484159214, BIRCH RUN, MI 48415-9214

Mortgage

Document Number	4232
Date	Feb 24, 2020
Instrument	4232

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 18, 2019
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Document Number	0000011633
Instrument Date	Apr 12, 2019
Instrument	2019011633
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13494 GERA RD, BIRCH RUN, MI 48415-9335

Mortgage

Document Number	0000011634
Date	Apr 18, 2019
Instrument	2019011634

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	May 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 5, 2018
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Document Number	0000023209
Instrument Date	Aug 21, 2018
Instrument	23209
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13494 GERA RD BIRCH RUN MI 484159335, BIRCH RUN, MI 48415-9335

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 5, 2018
Property Address	13494 GERA RD, BIRCH RUN, MI 48415-9335
Document Number	0000018687
Instrument Date	Sep 8, 2008
Instrument	18687
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13494 GERA RD BIRCH RUN MI 484159335, BIRCH RUN, MI 48415-9335

Tax Assessment & Valuation

The 2025 property tax bill for 13494 Gera Rd was $2,208 with a homeowner's exemption, up 3.6% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,000 (+5.33%)	$178,000 (+5.33%)
2025	$2,208.00 (+3.61%) Homeowner's exemption	$84,500	$169,000
2024	$2,131.00
2023		$69,200	$138,400
2022	$1,852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13494 Gera Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13494 Gera Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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