1349 W 2nd St, Lorain, OH 44052 Property Records

Lorain County property record for 1349 W 2nd St, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,876 sqft · built 1900
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jun 2025)
Tax Bill$2,553 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-02-027-105-001

Property Details

APN / Parcel Number

Primary APN02-02-027-105-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,876 sqft Living Area
1st Floor Area1,190 sqft
2nd Floor Area686 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions149 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area339 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1349 W 2ND ST
CityLORAIN
StateOH
Zip44052-1373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOGAN #2 50 X 148
Legal SubdivisionHOGANS SECOND ADDITION
Legal Tract2
Legal Block105
Legal Lot Number25
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1013
Census Tract22400

Owner

1349 W 2nd St is owned and occupied by an individual who bought it in June 2025.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1349 W 2ND ST, LORAIN, OH 44052-1373
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Line of Credit
CIVISTA BANK
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CIVISTA BK
Nov 15, 2019Deed of Trust, Mortgage · Line of Credit
CIVISTA BK
Oct 31, 2017Grant Deed, Transfer
CARDINAL HOPE EXAM COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025 · Amount on File
Deed SaleJun 25, 2025 · Amount on File
Prior SaleOct 31, 2017
Deed Document Number2025-0057363
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1349 W 2ND ST, LORAIN, OH 44052-1373
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 W 2ND ST, LORAIN, OH 44052-1373

Mortgage

Document Number0000853325
DateDec 9, 2021
Instrument2021-0853325
Lender
NameCIVISTA BANK
TypeBank
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1349 W 2ND ST, LORAIN, OH 44052-1373
Document Number0000769448
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 W 2ND ST LORAIN OH 440521373, LORAIN, OH 44052-1373

Mortgage

Document Number0000769448
DateJul 16, 2020
Instrument769448
Lender
NameCIVISTA BK
AddressSANDUSKY, OH 44870
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1349 W 2ND ST, LORAIN, OH 44052-1373
Document Number0000746778
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1349 W 2ND ST LORAIN OH 440521373, LORAIN, OH 44052-1373

Mortgage

Document Number0000746778
DateJan 24, 2020
Instrument746778
Lender
NameCIVISTA BK
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateOct 31, 2017
Property Address1349 W 2ND ST, LORAIN, OH 44052-1373
Document Number0000650053
Instrument DateOct 30, 2017
Instrument650053
Transaction TypeTransfer
Record UpdatedDec 4, 2017
Title CompanyCARDINAL HOPE EXAM COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1349 W 2ND ST LORAIN OH 440521373, LORAIN, OH 44052-1373

Tax Assessment & Valuation

The 2025 property tax bill for 1349 W 2nd St was $2,553.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,553.00$75,410 Land $14,690 Building $60,720$215,450 Land $41,960 Building $173,490
2023$2,590.00 (+0.9%)$49,354 (-0.01%) Land $13,318 Building $36,036$141,010 Land $38,050 Building $102,960
2022$2,567.00$49,360 Land $13,320 Building $36,040
2021$141,010 Land $38,050 Building $102,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1349 W 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1349 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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