1349 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1349 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,378 sqft · built 2023
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`362-00-00-215`

Property Details

APN / Parcel Number

Primary APN	`362-00-00-215`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	2,378 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)
Porch	Slab
Porch Area	40 sqft
Deck Area	208 sqft

Location & Zoning

Street Address	1349 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL# A (1.01AC) TOM JOYE RD
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3021
Census Tract	61802

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1349 TOM JOYE RD, CLOVER, SC 29710-7665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit CCH HOLDINGS CO
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1349 TOM JOYE RD, CLOVER, SC 29710-7665
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2060200337
Date	Feb 1, 2023
Book Page	20602/337
Instrument	2023002831

Lender

Name	CCH HOLDINGS CO
Type	Non-Lending Institution
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Jul 30, 2023

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1349 TOM JOYE RD, CLOVER, SC 29710-7665
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2087500325
Date	Aug 1, 2023
Book Page	20875/325
Instrument	2023023384

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 (+145.58%)	$15,060 (+638.24%) Land $1,520 Building $13,540	$376,500 (+1,007.35%) Land $38,000 Building $338,500
2023	$770.00	$2,040 Land $2,040	$34,000 Land $34,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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