1349 Shore Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 1349 Shore Rd, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on File
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002322-01-016`

Property Details

APN / Parcel Number

Primary APN	`002322-01-016`
Alternative APN	`0232201016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1349 SHORE RD
City	GILBERT
State	SC
Zip	29054-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT 4 EXCLUDES DRIVEWAYOLD PROP RD
Legal Lot Number	4
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3010
Census Tract	21303

Owner

1349 Shore Rd is owned by a company that acquired it in August 2025.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	1349 SHORE RD, GILBERT, SC 29054-9170
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Oct 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 25, 2018	Intrafamily Transfer, Transfer · ARM AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 26, 2025
Transfer Doc	2117803485
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1349 SHORE RD, GILBERT, SC 29054-9170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1942500081
Date	Aug 16, 2017
Book Page	19425/081
Instrument	2017039219

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Oct 25, 2018
Property Address	1349 SHORE RD, GILBERT, SC 29054-9170
Document Number	2036900114
Book / Page	020369 / 000114
Instrument Date	Oct 18, 2018
Instrument	47422
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 SHORE DR GILBERT SC 29054, GILBERT, SC 29054

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Oct 25, 2018
Property Address	1349 SHORE RD, GILBERT, SC 29054-9170
Document Number	2036900118
Book / Page	20369 / 118
Map Reference	MB 276 PG 599
Instrument Date	Oct 18, 2018
Instrument	2018047423
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1349 SHORE RD, GILBERT, SC 29054-9170

Mortgage

Document Number	2036900122
Date	Oct 25, 2018
Book Page	20369/122
Instrument	2018047424

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1349 Shore Rd was $1,367, up 14.4% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (+14.39%)	$10,844 (-) Land $8,317 Building $2,527
2024	$1,195.00 (+6.03%)	$10,844 (-) Land $8,317 Building $2,527	$271,085 (-) Land $207,924 Building $63,161
2023	$1,127.00	$10,844 Land $8,317 Building $2,527	$271,085 Land $207,924 Building $63,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1349 Shore Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1349 Shore Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Rd

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