1349 Riverdale Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1349 Riverdale Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1945
Lot Size	3.39 acres (147,668 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jun 2022)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039 080`

Property Details

APN / Parcel Number

Primary APN	`039 080`
Alternative APN	`374604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	147,668 sqft (3.39 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	112 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	374604
Street Address	1349 RIVERDALE RD
City	TOCCOA
State	GA
Zip	30577-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 LAUREL MOUNTAIN S/D
Legal Subdivision	LAUREL MOUNTAIN
Legal Lot Number	6
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1030
Census Tract	970102

Owner

1349 Riverdale Rd is owned and occupied by two individuals who acquired it in May 2025.

Source: Stephens County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit PEACH STATE BANK AND TRUST
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit PEACH STATE BANK AND TRUST
Jun 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE BANK AND TRUST
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
May 4, 2021	Warranty Deed, Transfer
Jun 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	2022931
Deed Book / Page	1301 / 59
Last Transfer Date	May 12, 2025
Transfer Doc	0014070171
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375

Mortgage

Document Number	0014210000000001
Date	Sep 2, 2025
Book Page	0000001421/0000000001
Instrument	D2025002728

Lender

Name	PEACH STATE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2035

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375

Mortgage

Document Number	0014180000000136
Date	Aug 12, 2025
Book Page	0000001418/0000000136
Instrument	D2025002473

Lender

Name	PEACH STATE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375

Mortgage

Document Number	0013320000000472
Date	Jun 8, 2023
Book Page	0000001332/0000000472
Instrument	000806

Lender

Name	PEACH STATE BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 17, 2022
Property Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Document Number	0013010059
Book / Page	1301 / 59
Instrument Date	Jun 17, 2022
Instrument	2022-000931
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375

Mortgage

Document Number	0013010000000121
Date	Jun 20, 2022
Book Page	0000001301/0000000121
Instrument	2022001005

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 4, 2021
Property Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Document Number	0012500269
Book / Page	1250 / 269
Instrument Date	May 4, 2021
Instrument	2021-000639
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6280 MIZE RD, TOCCOA, GA 30577-0681

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 3, 2019
Property Address	1349 RIVERDALE RD, TOCCOA, GA 30577-8375
Document Number	0011790418
Book / Page	001179 / 000418
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$114.80
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 RIVERDALE RD TOCCOA GA 305778375, TOCCOA, GA 30577-8375

Tax Assessment & Valuation

The 2025 property tax bill for 1349 Riverdale Rd was $1,829 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 Homeowner's exemption	$77,600 Land $6,274 Building $71,326	$194,002 Land $15,686 Building $178,316
2023	$1,601.00 (+138.24%)	$55,803 (+147.13%) Land $6,274 Building $49,529	$139,508 (+147.13%) Land $15,686 Building $123,822
2022	$672.00	$22,580 Land $6,274 Building $16,306	$56,452 Land $15,686 Building $40,766

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1349 Riverdale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1349 Riverdale Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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