Washington County property record for 1349 Forrest Ave, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,305 sqft · built 1920 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2020) |
| Tax Bill | $2,809 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000017610000 |
| Primary APN | 000017610000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,305 sqft Living Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 1,805 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Width | 220 ft Width |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Porch | Florida Room |
| Porch Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1349 FORREST AVE |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 1175 P 286 W2 OF BLK 18, S2 OF SW4 F/A, AS DESC IN ORB 1175 P 286 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | L W MORDT |
| Legal Block | 18 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 970103 |
Source: Washington County records · APN 000017610000
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit ALL IN FCU |
| Apr 30, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 28, 2019 | Warranty Deed, Transfer · Line of Credit ONE SOUTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 202067002953 |
| Deed Book / Page | 1175 / 286 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Document Number | 0067002226 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1366/119 |
| Instrument | 202667002226 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | 238 VIRGINIA AVE, DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0067000494 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 1294/64 |
| Instrument | 202467000494 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 30, 2020 |
| Property Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Document Number | 0067002953 |
| Book / Page | 1175 / 286 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 202067002953 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1636 K O SOUTH ROAD, 1636, PANAMA CITY, FL 32409 |
| Name | Verified Name |
|---|---|
| Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Document Number | 0000000288 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 1175/288 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 1349 FORREST AVE, CHIPLEY, FL 32428-1721 |
| Document Number | 0067000628 |
| Book / Page | 1136 / 180 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 201967000628 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4319 CLIFF RD, 4319, GRACEVILLE, FL 32440-4711 |
| Name | Verified Name |
|---|---|
| Address | 1636 K O RANCH RD, SOUTHPORT, FL 32409-3505 |
| Document Number | 0067000629 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 201967000629 |
| Name | ONE SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 25, 2024 |
Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,809.00 (+5.68%) Homeowner's exemption | $178,890 (+2.9%) | $224,138 (-3.32%) Land $17,600 Building $206,538 |
| 2024 | $2,658.00 (+2.98%) Homeowner's exemption | $173,848 (+3%) | $231,840 (+8.89%) Land $17,600 Building $214,240 |
| 2023 | $2,581.00 (+3.53%) Homeowner's exemption | $168,784 (+3%) | $212,912 (+11.51%) Land $17,600 Building $195,312 |
| 2022 | $2,493.00 Homeowner's exemption | $163,868 | $190,935 Land $13,200 Building $177,735 |
Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Based on FCC filings for 108 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHIPLEY serves 3,660 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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