Monongalia County property record for 1349 Chaplin Rd, Morgantown, WV 26501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,647 sqft · built 2002 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $705 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6-0046.0007 |
| Primary APN | 07-6-0046.0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 3,294 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,928 sqft (0.71 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1349 CHAPLIN RD |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26501-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .712 AC SUR DENTS RUN |
| Legal Subdivision | SUR DENTS RUN |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11300 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LENDING FORCE LLC |
| Jul 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEAR MOUNTAIN BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI CLEAR MTN BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | TITLE 24 LLC, TITLESYNC LLC |
| Name | Verified Name |
|---|---|
| Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Document Number | 0000973929 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 2679/1 |
| Instrument | 973929 |
| Name | LENDING FORCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Document Number | 0000871300 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 2524/749 |
| Instrument | 871300 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1349 CHAPLIN HILL RD, MORGANTOWN, WV 26501 |
| Document Number | 2427/738 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 2427/738 |
| Instrument | 820691 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 1349 CHAPLIN RD, MORGANTOWN, WV 26501-2033 |
| Document Number | 0000785344 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1349 CHAPLIN HILL RD MORGANTOWN WV 26501, MORGANTOWN, WV 26501 |
| Document Number | 0000785344 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 002337/000386 |
| Instrument | 785344 |
| Name | CLEAR MTN BK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2040 |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705.00 (+23.68%) | $66,000 (+23.6%) Land $12,360 Building $53,640 | $110,000 (+23.6%) Land $20,600 Building $89,400 |
| 2025 | $570.00 (-1.04%) | $53,400 (-1%) Land $12,360 Building $41,040 | $89,000 (-1%) Land $20,600 Building $68,400 |
| 2023 | $576.00 (+4.73%) | $53,940 (+0.45%) Land $12,360 Building $41,580 | $89,900 (+0.45%) Land $20,600 Building $69,300 |
| 2022 | $550.00 | $53,700 Land $12,360 Building $41,340 | $89,500 Land $20,600 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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