1349 Camino Pablo, Moraga, CA 94556 Property Records

Contra Costa County property record for 1349 Camino Pablo, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,443 sqft · built 1978
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,325,000 (Sep 2019)
Tax Bill	$17,886 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-321-011-3`

Property Details

APN / Parcel Number

Primary APN	`258-321-011-3`
Alternative APN	`258-321-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,443 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,968 sqft
2nd Floor Area	475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1349 CAMINO PABLO
City	MORAGA
State	CA
Zip	94556-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	T04443 L0011 B EX MR
Legal Subdivision	SUBDIVISION 4443
Legal Tract	04443
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	352102

Owner

1349 Camino Pablo is held in a trust since May 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 6, 2022	Intrafamily Transfer, Transfer
Sep 26, 2019	Grant Deed, Transfer · ARM US BANK NA
Dec 19, 2017	Grant Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	2019161277
Last Transfer Date	May 28, 2022
Transfer Doc	0000094453
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630

Mortgage

Document Number	0000053994
Date	Mar 29, 2022
Instrument	2022-053994

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 6, 2022
Property Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630
Document Number	0000094453
Map Reference	MB 164 PG 17
Instrument Date	May 28, 2022
Instrument	2022-094453
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 26, 2019
Property Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630
Document Number	0000161277
Map Reference	MB 164 PG 17
Instrument Date	Sep 23, 2019
Instrument	2019-161277
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630

Mortgage

Document Number	0000161278
Date	Sep 26, 2019
Instrument	2019-161278

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

Mortgage

Document Number	0000161279
Date	Sep 26, 2019
Instrument	2019-161279

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 19, 2017
Property Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630
Document Number	0000238079
Map Reference	MB164 PG17
Instrument Date	Dec 7, 2017
Instrument	2017-238079
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1349 CAMINO PABLO, MORAGA, CA 94556-2630

Mortgage

Document Number	0000238080
Date	Dec 19, 2017
Instrument	2017-238080

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1349 Camino Pablo was $17,886.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,478,058 (+2%) Land $892,413 Building $585,645
2025	$17,886.00	$1,449,077 Land $874,915 Building $574,162
2023	$16,904.00 (+1.6%)	$1,392,809 Land $840,942 Building $551,867
2022	$16,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1349 Camino Pablo in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1349 Camino Pablo is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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