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13487 Bay Rd, Ely, MN 55731 Property Records

Lake County property record for 13487 Bay Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage2,160 sqft Gross Area
Lot Size217,800 sqft (5 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2018)
Tax Bill$4,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-6311-33350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,160 sqft Gross Area
1st Floor2,160 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1990
Architectural StyleA-Frame Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area217,800 sqft (5 acres)
Parking Spaces5 Parking Spaces
Garage TypeMixed Garage
Garage Area1,200 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type
Deck Area480 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address13487 BAY RD
CityELY
StateMN
Zip55731-8274
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description5 ACRES OUT OF LOT 2 AS DESC IN CERT OF
Legal Range11W
Legal Township63N
Legal Section33
Legal Lot Number2
JurisdictionLAKE MN
Minor Civil DivisionFALL LAKE
Census Blockgroup1
Census Block1103
Census Tract370101

Owner

Source: Lake County records · APN 28-6311-33350

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13487 BAY RD, ELY, MN 55731-8274
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2022Quit Claim Deed, Transfer
Quitclaim Document
May 20, 2022Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FRANDSEN B&T
May 24, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FRANDSEN B&T
Mar 12, 2018Deed of Trust, Mortgage
FRANDSEN BANK & TRUST
Mar 12, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Mar 12, 2018
  • Deed Sale Price on Mar 12, 2018
Deed Doc Number201844710
Deed Book / Page65 / 202
Record RefreshedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE MN
Recording DateSep 01, 2022
Property Address13487 BAY RD, ELY, MN 55731-8274
Document Number000T071/79
Book / PageT071 / 79
Instrument DateAug 31, 2022
InstrumentT000049134
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address13487 BAY RD, ELY, MN 55731-8274
Transaction TypeMortgage
Record UpdatedJun 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00T065/202
DateMay 20, 2022
Book PageT065/202
InstrumentT000048923
Lender
NameFRANDSEN B&T
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 01, 2037
Index3-Year CMT

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address13487 BAY RD, ELY, MN 55731-8274
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberT065/202
DateMay 24, 2021
Book PageT065/202
InstrumentT000047883
Lender
NameFRANDSEN B&T
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term61 Months
DueJun 01, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address13487 BAY RD, ELY, MN 55731-8274
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000065/0000000202
DateMar 12, 2018
Book Page0000000065/0000000202
Instrument000000044711
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
AmountAmount Recorded
Term346 Months
DueJan 01, 2047

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateMar 12, 2018
Property Address13487 BAY RD, ELY, MN 55731-8274
Document Number65/202
Book / Page65 / 202
Instrument DateAug 04, 2017
Instrument000000044710
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13487 BAY RD, ELY, MN 55731-8274

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
County SubdivisionFall Lake Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$797,100 (+10.99%) Land $299,000 Building $498,100$797,100 (+10.99%) Land $299,000 Building $498,100
2025$4,814.00
2023$718,200 Land $280,400 Building $437,800$718,200 Land $280,400 Building $437,800

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