13486 Sumter Ln, Naples, FL 34109 Property Records

Collier County property record for 13486 Sumter Ln, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 2016
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$639,000 (May 2021)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	May 2021 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`657510 4164A12`

Property Details

APN / Parcel Number

Primary APN	`657510 4164A12`
Alternative APN	`76480018688`

Interior

Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	13486 SUMTER LN
City	NAPLES
State	FL
Zip	34109-0594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEMPLE CITRUS GROVE LOT 416
Legal Range	25
Legal Township	49
Legal Section	12
Legal Subdivision	TEMPLE CITRUS GROVE
Legal Tract	657510
Legal Block	1
Legal Lot Number	416
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	10430

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13486 SUMTER LN, NAPLES, FL 34109-0594
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer ACCOMMODATION
Nov 17, 2020	Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20216052532
Deed Book / Page	5941 / 1056
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 5, 2021
Property Address	13486 SUMTER LN, NAPLES, FL 34109-0594
Document Number	0059411056
Book / Page	5941 / 1056
Map Reference	MB 57 PG 9
Instrument Date	Apr 26, 2021
Instrument	6052532
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$4,473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5935 PREMIER WAY # 1437, 5935, NAPLES, FL 34109-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	13486 SUMTER LN, NAPLES, FL 34109-0594

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 17, 2020
Property Address	13486 SUMTER LN, NAPLES, FL 34109-0594
Document Number	0058453426
Book / Page	5845 / 3426
Map Reference	MB 57 PG 9
Instrument Date	Apr 18, 2020
Instrument	5954990
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5555 APPIAN WAY, 5555, WADSWORTH, OH 44281-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13486 SUMTER LN, NAPLES, FL 34109-0594

Mortgage

Document Number	0058453429
Date	Nov 17, 2020
Instrument	5845/3429

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,379 (+2.7%)	$625,715 (+5.63%) Land $297,890 Building $327,825
2025	$5,520.00 (+1.25%) Homeowner's exemption	$592,385 (+4.05%) Land $249,209 Building $343,176	$592,385 (-15.19%) Land $249,209 Building $343,176
2023	$5,452.00 (-2.68%) Homeowner's exemption	$569,343 (+3%)	$698,480 (+19.21%) Land $256,467 Building $442,013
2022	$5,602.00 Homeowner's exemption	$552,760	$585,912 Land $116,862 Building $469,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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