13486 Chesapeake Pl, Spring Hill, FL 34609 Property Records

Hernando County property record for 13486 Chesapeake Pl, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,681 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Oct 2018)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R34-223-18-3749-0220-0230`

Property Details

APN / Parcel Number

Primary APN	`R34-223-18-3749-0220-0230`
Alternative APNs	`01592823` `1592823`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,681 sqft Living Area
1st Floor Area	2,681 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01592823
Street Address	13486 CHESAPEAKE PL
City	SPRING HILL
State	FL
Zip	34609-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT AVALON PHASE 1 BLK 22 LOT 23
Legal Range	18E
Legal Township	23S
Legal Section	34
Legal Subdivision	VILLAGES AT AVALON PH 1
Legal Phase	1
Legal Block	22
Legal Lot Number	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4026
Census Tract	40906

Owner

13486 Chesapeake Pl is owned and occupied by an individual who bought it in October 2018.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	13486 CHESAPEAKE PL, SPRING HILL, FL 34609-2065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage GENHOME MORTGAGE CORP
Oct 3, 2018	Warranty Deed, Transfer · ARM QUONTIC BANK FSB
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage THAO PHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Jul 22, 2013 · Amount on File
Deed Document Number	2018060153
Deed Book / Page	3629 / 1028
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13486 CHESAPEAKE PL, SPRING HILL, FL 34609-2065
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13486 CHESAPEAKE PL, SPRING HILL, FL 34609-2065

Mortgage

Document Number	0040781355
Date	Nov 1, 2021
Book Page	4078/1355
Instrument	2021082244

Lender

Name	GENHOME MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2018
Property Address	13486 CHESAPEAKE PL, SPRING HILL, FL 34609-2065
Document Number	0036291028
Book / Page	3629 / 1028
Map Reference	MB36 PG24
Instrument Date	Sep 24, 2018
Instrument	2018060153
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 OAK STD, 6, FORT GORDON, GA 30905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13486 CHESAPEAKE PL, SPRING HILL, FL 34609-2065

Mortgage

Document Number	2018060154
Date	Oct 3, 2018
Instrument	2018060154

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	12.5%
Index	1-Year LIBOR
Max Rate	12.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13486 CHESAPEAKE PL, SPRING HILL, FL 34609-2065
Document Number	0036840206
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13486 CHESAPEAKE PL SPRING HILL FL 346092065, SPRING HILL, FL 34609-2065

Mortgage

Document Number	0036840206
Date	Mar 27, 2019
Book Page	003684/000206
Instrument	18110

Lender

Name	THAO PHAM
Address	16825 ZINFANDEL CIR, MORGAN HILL, CA 95037-7076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 26, 2021

Interest

Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 13486 Chesapeake Pl was $2,765 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,765.00 Additional exemption filed	$233,163	$352,766 Land $55,120 Building $297,646
2023		$219,992 Land $219,992
2022	$2,740.00		$380,485 Land $55,120 Building $325,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13486 Chesapeake Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13486 Chesapeake Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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