13481 SW 99th Ter, Miami, FL 33186 Property Records

Miami-Dade County property record for 13481 SW 99th Ter, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1977
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jan 2025)
Tax Bill	$7,211 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-5902-005-0790`

Property Details

APN / Parcel Number

Primary APN	`30-5902-005-0790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	230 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	850 sqft

Location & Zoning

Street Address	13481 SW 99TH TER
City	MIAMI
State	FL
Zip	33186-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2800
Legal Description	CALUSA CLUB ESTS 3RD ADDN PB 103-78 LOT 27 BLK 11 LOT SIZE 80 X 100 OR 10547-572 1079 1
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	CALUSA CLUB ESTS 3RD ADDN
Legal Block	11
Legal Lot Number	27
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	5
Census Block	5010
Census Tract	19000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13481 SW 99TH TER, MIAMI, FL 33186-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
May 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	202513543
Deed Book / Page	34565 / 4828
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	0000291109
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 8, 2025
Property Address	13481 SW 99TH TER, MIAMI, FL 33186-2231
Document Number	0000013543
Book / Page	34565 / 4828
Map Reference	MB 103 PG 78
Instrument Date	Dec 18, 2024
Instrument	2025R0013543
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13900 SW 111TH ST, MIAMI, FL 33186-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13481 SW 99TH TER, MIAMI, FL 33186-2231

Mortgage

Document Number	0000013544
Date	Jan 8, 2025
Instrument	2025R0013544

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	May 2, 2023
Property Address	13481 SW 99TH TER, MIAMI, FL 33186-2231
Document Number	0000291109
Book / Page	33688 / 522
Map Reference	MB 103 PG 78
Instrument Date	Apr 21, 2023
Instrument	2023R0291109
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ADS TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13481 SW 88TH TER, MIAMI, FL 33186-1570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13481 SW 99TH TER, MIAMI, FL 33186-2231

Mortgage

Document Number	0000000524
Date	May 2, 2023
Instrument	33688/524

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 3, 2022
Property Address	13481 SW 99TH TER, MIAMI, FL 33186-2231
Document Number	0000179858
Book / Page	33047 / 4243
Map Reference	MB 103 PG 78
Instrument Date	Feb 22, 2022
Instrument	2022R0179858
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,606.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14693 SW 132, MIAMI, FL 33186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15516 SW 127TH AVE APT 201, 201, MIAMI, FL 33177-1455

Mortgage

Document Number	0000004245
Date	Mar 3, 2022
Instrument	33047/4245

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,211.00 (-29.68%)	$425,084 (-17.88%)	$555,896 (+7.39%) Land $352,000 Building $203,896
2024	$10,255.00 (+9.4%)
2023	$9,374.00 (+32.4%)	$517,624 (+19.59%) Land $304,000 Building $213,624	$517,624 (+19.59%) Land $304,000 Building $213,624
2022	$7,080.00	$432,849 Land $240,000 Building $192,849	$432,849 Land $240,000 Building $192,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	64 (1979–2017)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 10 claims Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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