13480 Khuram St, Lakeside, CA 92040 Property Records

San Diego County property record for 13480 Khuram St, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,648 sqft · built 1989
Lot Size	0.216 acres (9,419 sqft)
Owner	2 Individual Names on File
Last Sale	$519,000 (Oct 2004)
Tax Bill	$9,344 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-370-08-00`

Property Details

APN / Parcel Number

Primary APN	`395-370-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,419 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13480 KHURAM ST
City	LAKESIDE
State	CA
Zip	92040-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 TR 011983
Legal Subdivision	LAKESIDE 4571-1
Legal Tract	011983
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16811

Owner

13480 Khuram St is owned and occupied by two individuals who bought it in October 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13480 KHURAM ST, LAKESIDE, CA 92040-4741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2004 · Amount on File
Deed Sale	Oct 8, 2004 · Amount on File
Prior Sale	Jul 27, 1988 · Amount on File
Deed Document Number	2004960149
Prior Transfer Date	Feb 2, 1999
Prior Transfer Doc	0000103407
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13480 KHURAM ST, LAKESIDE, CA 92040-4741
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13480 KHURAM ST, LAKESIDE, CA 92040-4741

Mortgage

Document Number	0000620162
Date	Aug 31, 2021
Instrument	2021-0620162

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13480 KHURAM ST, LAKESIDE, CA 92040-4741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394063
Date	Sep 20, 2018
Instrument	2018-0394063

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13480 KHURAM ST, LAKESIDE, CA 92040-4741
Document Number	0000603474
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13480 KHURAM ST LAKESIDE CA 920404741, LAKESIDE, CA 92040-4741

Mortgage

Document Number	0000603474
Date	Oct 6, 2020
Instrument	603474

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13480 Khuram St was $9,344 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,846 (+2%) Land $312,767 Building $425,079
2025	$9,344.00 Homeowner's exemption	$723,380 Land $306,635 Building $416,745
2023	$8,785.00 (+1.81%) Homeowner's exemption	$695,292 Land $294,729 Building $400,563
2022	$8,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13480 Khuram St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13480 Khuram St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon, Wyyerd Connect.

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