1348 Smiling Fish Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1348 Smiling Fish Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,006 sqft · built 2017
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Sep 2024)
Tax Bill	$11,366 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`162961-1990`

Property Details

APN / Parcel Number

Primary APN	`162961-1990`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,006 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Finished Screened Porch
Porch Area	576 sqft
Patio Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1348 SMILING FISH LN
City	ST AUGUSTINE
State	FL
Zip	32080-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 199 OR6023/607
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block	3
Legal Lot Number	199
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3023
Census Tract	21408

Owner

Source: St. Johns County records · APN 162961-1990

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1348 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	202474292
Deed Book / Page	6023 / 607
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1348 SMILING FISH LN, SAINT AUGUSTINE, FL 32080-2304
Document Number	0046251796
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1348 SMILING FISH LN ST AUGUSTINE FL 320802304, ST AUGUSTINE, FL 32080-2304

Mortgage

Document Number	0046251796
Date	Oct 12, 2018
Book Page	004625/001796
Instrument	74052

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,349 (+2.7%)	$823,971 (-10.82%) Land $235,000 Building $588,971
2025	$11,366.00 (+40.86%) Homeowner's exemption	$713,095 (+32.71%)	$923,935 (+11.46%) Land $235,000 Building $688,935
2024	$8,069.00 (+3.37%) Homeowner's exemption	$537,321 (+3%)	$828,914 (+1.54%) Land $250,000 Building $578,914
2023	$7,806.00 (+1.55%) Homeowner's exemption	$521,671 (+3%)	$816,331 (+11.52%) Land $250,000 Building $566,331
2022	$7,687.00 Homeowner's exemption	$506,477	$731,985 Land $212,800 Building $519,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 381 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.