Shiawassee County property record for 1348 N Chipman Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-12-300-006-02 |
| Primary APN | 006-12-300-006-02 |
|---|
| Lot Area | 104,544 sqft (2.4 acres) |
|---|
| Street Address | 1348 N CHIPMAN RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 12 T7N R2E PT OF SW 14 COM AT PT WHICH IS N0000' 22!W 525.84 FT FROM SWCOR OF SEC TH CONT N0000'22!W 298.29 FT TH S8727' |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30300 |
1348 N Chipman Rd is owned and occupied by two individuals.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1348 N CHIPMAN RD, OWOSSO, MI 48867-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC MORTGAGE 1 INC |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1348 N CHIPMAN RD, OWOSSO, MI 48867-4802 |
| Document Number | 0012680211 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1348 N CHIPMAN RD OWOSSO MI 488674802, OWOSSO, MI 48867-4802 |
| Document Number | 0012680211 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 001268/000211 |
| Instrument | 3331853 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1348 N CHIPMAN RD, OWOSSO, MI 48867-4802 |
| Document Number | 0012540628 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1348 N CHIPMAN RD OWOSSO MI 488674802, OWOSSO, MI 48867-4802 |
| Document Number | 0012540628 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 001254/000628 |
| Instrument | 3318138 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 10, 2034 |
The 2025 property tax bill for 1348 N Chipman Rd was $2,985 with a homeowner's exemption, up 2.7% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,000 (+4.88%) | $348,000 (+4.88%) | |
| 2025 | $2,985.00 (+2.68%) Homeowner's exemption | $165,900 | $331,800 |
| 2024 | $2,907.00 (+5.86%) | ||
| 2023 | $2,746.00 Homeowner's exemption | $151,300 | $302,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1348 N Chipman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1348 N Chipman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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