1348 E Ruth Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1348 E Ruth Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,242 sqft · built 1959
Lot Size	0.245 acres (10,689 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2021)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-65-150`

Property Details

APN / Parcel Number

Primary APN	`160-65-150`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,484 sqft
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 1959
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,689 sqft (0.245 acres)
Parking Spaces	1 Parking Space
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1348 E RUTH AVE
City	PHOENIX
State	AZ
Zip	85020-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	OCOTILLO HILLS 6
Legal Range	03E
Legal Township	03N
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	OCOTILLO HILLS 6
Legal Lot Number	234
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	105200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1348 E RUTH AVE, PHOENIX, AZ 85020-3266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 18, 2021	Warranty Deed, Transfer EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	20211110630
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1348 E RUTH AVE, PHOENIX, AZ 85020-3266
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 E RUTH AVE, PHOENIX, AZ 85020-3266

Mortgage

Document Number	0000501000
Date	Jun 15, 2022
Instrument	20220501000

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2021
Property Address	1348 E RUTH AVE, PHOENIX, AZ 85020-3266
Document Number	0001110630
Map Reference	MB 80 PG 46
Instrument Date	Oct 5, 2021
Instrument	20211110630
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5210 N CENTRAL AVE STE 102, 5210, PHOENIX, AZ 85012-1489

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1348 E RUTH AVE, PHOENIX, AZ 85020-3266

Mortgage

Document Number	0001110631
Date	Oct 14, 2021
Instrument	20211110631

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 18, 2021
Property Address	1348 E RUTH AVE, PHOENIX, AZ 85020-3266
Document Number	0000551064
Map Reference	MB 80 PG 46
Instrument Date	May 12, 2021
Instrument	20210551064
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 SUNSHINE LN, 805, SEDONA, AZ 86336-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5210 N CENTRAL AVE STE 102, 102, PHOENIX, AZ 85012-1489

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,460 (+2.18%)	$394,600 (+2.18%) Land $78,900 Building $315,700
2025	$1,364.00 (+6.15%)
2024		$38,620	$386,200 Land $77,200 Building $309,000
2023	$1,285.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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