1348 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1348 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,543 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jan 2026)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-25-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-25-9`
Alternative APNs	`28-37-21-KY-00025.0-0009.00` `2830308`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	1,543 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	530 sqft
Porch	Enclosed Porch
Porch Area	451 sqft
Deck Area	554 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830308
Street Address	1348 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 9 BLK 25
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	25
Legal Lot Number	9
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2005
Census Tract	65131

Owner

1348 Cromey Rd NE is owned and occupied by two individuals who bought it in January 2026.

Source: Brevard County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1348 CROMEY RD NE, PALM BAY, FL 32905-3812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer TITLE SECURITY AND ESCROW, TTL SECURITY & ESCROW OF CTR
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 28, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Mar 19, 2025 · Amount on File
Deed Document Number	202615968
Deed Book / Page	10531 / 2205
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 26, 2026
Property Address	1348 CROMEY RD NE, PALM BAY, FL 32905-3812
Document Number	0105312205
Book / Page	10531 / 2205
Map Reference	MB 24 PG 25-29
Instrument Date	Jan 23, 2026
Instrument	2026015968
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE SECURITY AND ESCROW, TTL SECURITY & ESCROW OF CTR

Transaction

Amount	Amount on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 MARDI GRAS AVE NW, PALM BAY, FL 32907-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 CROMEY RD NE, PALM BAY, FL 32905-3812

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1348 CROMEY RD NE, PALM BAY, FL 32905-3812
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 CROMEY RD NE, PALM BAY, FL 32905-3812

Mortgage

Document Number	0090641498
Date	Mar 25, 2021
Book Page	9064/1498
Instrument	2021076562

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 28, 2019
Property Address	1348 CROMEY RD NE, PALM BAY, FL 32905-3812
Document Number	0085261858
Book / Page	008526 / 001858
Instrument Date	Aug 21, 2019
Instrument	190436
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	PRESTIGE TITLE/BREVARD LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 CROMEY RD NE #WE PALM BAY FL 329053812, WE, PALM BAY, FL 32905-3812

Mortgage

Document Number	85261859
Date	Aug 28, 2019
Book Page	008526/001859
Instrument	190437

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1348 Cromey Rd NE was $4,096, down 5.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,000 (+1.12%)	$266,000 (+1.12%)
2025	$4,096.00 (-5.21%)	$263,060	$263,060
2024	$4,321.00 (-14.76%)
2023	$5,069.00 (+106.98%)	$269,220 (+58.66%) Land $55,000 Building $214,220	$269,220 (+6.47%) Land $55,000 Building $214,220
2022	$2,449.00 Homeowner's exemption Widower's exemption	$169,680	$252,860 Land $50,000 Building $202,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1348 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1348 Cromey Rd NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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