1348 Clear Spring Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1348 Clear Spring Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 2022
Lot Size	3.2 acres (139,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2021)
Tax Bill	$5,791 (2026)
Deeds & Mortgages	Jun 2021 Sale & Construction Loan
APN	`07-433153`

Property Details

APN / Parcel Number

Primary APN	`07-433153`
Alternative APN	`433153`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	139,479 sqft (3.2 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	433153
Street Address	1348 CLEAR SPRING DR
City	WESTMINSTER
State	MD
Zip	21157-3888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	OC # 1 - 3.2021 ACS 1348 CLEAR SPRING DR WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3006
Census Tract	507602

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1348 CLEAR SPRING DR, WESTMINSTER, MD 21157-3888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Book / Page	10311 / 479
Record Updated	Oct 29, 2026

June 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 9, 2021
Property Address	1348 CLEAR SPRING DR, WESTMINSTER, MD 21157-3888
Document Number	0103110479
Book / Page	10311 / 479
Instrument Date	Feb 26, 2021
Transaction Type	Construction Loan
Record Updated	Oct 10, 2023
Title Company	NOT AVAILABLE, TRUE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4388 DOWNHILL TRL, HAMPSTEAD, MD 21074-3117

Mortgage

Document Number	0010311485
Date	Jun 9, 2021
Instrument	10311/485

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	1-Year CMT
Margin	3
Max Rate	8.37%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,791.00 (+5.12%) Homeowner's exemption	$537,100 (+20.75%) Land $161,000 Building $376,100	$537,100 (+20.75%) Land $161,000 Building $376,100
2025	$5,509.00 (+9.61%) Homeowner's exemption
2023	$5,026.00	$444,800 Land $161,000 Building $283,800	$444,800 Land $161,000 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.