1348 Bailey Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 1348 Bailey Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,368 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,500 (Jul 2005)
Tax Bill	$8,907 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-427-008`

Property Details

APN / Parcel Number

Primary APN	`09-05-427-008`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,368 sqft Building Perimeter
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	90 sqft
Porch	Slab
Patio Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0905427008
Street Address	1348 BAILEY RD
City	SYCAMORE
State	IL
Zip	60178-3062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 - RESTON PONDS - UNIT 2
Legal Subdivision	RESTON PONDS
Legal Lot Number	93
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1042
Census Tract	600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1348 BAILEY RD, SYCAMORE, IL 60178-3062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS COMMUNITY CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	200513873
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1348 BAILEY RD, SYCAMORE, IL 60178-3062
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010080
Date	Oct 21, 2022
Instrument	2022010080

Lender

Name	ILLINOIS COMMUNITY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1348 BAILEY RD, SYCAMORE, IL 60178-3062
Document Number	0000009842
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1348 BAILEY RD SYCAMORE IL 601783062, SYCAMORE, IL 60178-3062

Mortgage

Document Number	0000009842
Date	Sep 24, 2020
Instrument	9842

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2040

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,953 (+14.04%) Land $16,183 Building $105,770	$365,859 (+14.04%) Land $48,549 Building $317,310
2024	$8,907.00
2023		$106,936 Land $14,971 Building $91,965	$320,808 Land $44,913 Building $275,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon, Watch TV.

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