Hernando County property record for 13478 Rudi Loop, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,464 sqft · built 2001 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Sep 2022) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R16-223-18-3039-0000-1070 |
| Primary APN | R16-223-18-3039-0000-1070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 3,370 sqft |
| 1st Floor Area | 2,464 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Garage Type | Attached |
| Garage Area | 687 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,053 sqft |
| Deck Area | 140 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01265730 |
|---|---|
| Street Address | 13478 RUDI LOOP |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-7962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION ESTATES LOT 107 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | PLANTATION ESTATES |
| Legal Lot Number | 107 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40908 |
Source: Hernando County records · APN R16-223-18-3039-0000-1070
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13478 RUDI LOOP, SPRING HILL, FL 34609-7962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME ACCESS FINANCIAL LLC |
| Dec 07, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Prior Sale | Aug 16, 2000 · Amount on Record |
| Deed Document Number | 202271975 |
| Deed Book / Page | 4224 / 1154 |
| Prior Transfer Date | Dec 02, 2021 |
| Prior Transfer Doc | 0040960064 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 27, 2022 |
| Property Address | 13478 RUDI LOOP, SPRING HILL, FL 34609-7962 |
| Document Number | 0042241154 |
| Book / Page | 4224 / 1154 |
| Map Reference | MB 27 PG 34 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022071975 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9013 TREVINO DR, 9013, WEEKI WACHEE, FL 34613-4210 |
| Name | Verified Name |
|---|---|
| Address | 13478 RUDI LOOP, SPRING HILL, FL 34609-7962 |
| Document Number | 0042241156 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 4224/1156 |
| Name | HOME ACCESS FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 07, 2021 |
| Property Address | 13478 RUDI LOOP, SPRING HILL, FL 34609-7962 |
| Document Number | 0040960064 |
| Book / Page | 4096 / 64 |
| Map Reference | MB 27 PG 34 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 2021092176 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 13478 RUDI LOOP, SPRING HILL, FL 34609-7962 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,837.00 (+16.86%) Homeowner's exemption | $330,844 (+5.99%) | $421,748 (+4.93%) Land $44,000 Building $377,748 |
| 2023 | $312,155 (+52.66%) Land $312,155 | ||
| 2022 | $4,139.00 Homeowner's exemption | $204,482 | $401,919 Land $44,000 Building $357,919 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures