13477 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13477 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,284 sqft · built 1999
Owner	Company Name on Record
Last Sale	$280,000 (Oct 2017)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2017 Sale & Mortgage
APN	`107-120-8594`

Property Details

APN / Parcel Number

Primary APN	`107-120-8594`
Alternative APN	`29045`

Interior

Building Area	2,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-120-8594
Street Address	13477 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18A LAKE RAMSEY PH 3 INST NO 966524 INST NO 1154725 INST NO 1224947 INST NO 1627374 INST NO 1987566 INST NO 2084378
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	18A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	524 KRISTIAN CT, MADISONVILLE, LA 70447-3716
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK
Oct 23, 2017	Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Jul 17, 2015
Deed Document Number	2084378
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13477 RIVERLAKE DR, COVINGTON, LA 70435-5519
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	NOT AVAILABLE, HOMESTEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002160728
Date	Jun 13, 2019
Instrument	2160728

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 23, 2017
Property Address	13477 RIVERLAKE DR, COVINGTON, LA 70435-5519
Document Number	0002084378
Map Reference	MAP 872B
Instrument Date	Oct 20, 2017
Instrument	2084378
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 KRISTIAN CT, MADISONVILLE, LA 70447-3716

Mortgage

Document Number	0002084379
Date	Oct 23, 2017
Instrument	2084379

Lender

Name	FIDELITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (-3.79%)	$30,351 (-) Land $7,500 Building $22,851	$303,510 (-) Land $75,000 Building $228,510
2024	$3,539.00 (+3.45%)	$30,351 (+10.72%) Land $7,500 Building $22,851	$303,510 (+10.72%) Land $75,000 Building $228,510
2023	$3,421.00	$27,413 (-) Land $7,500 Building $19,913	$274,130 (+14.64%) Land $75,000 Building $199,130
2022	$3,421.00	$27,413 Land $7,500 Building $19,913	$239,130 Land $40,000 Building $199,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 80% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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