13475 el Centro Rd, Oak Hills (Hesperia), CA 92344 Property Records

San Bernardino County property record for 13475 el Centro Rd, Oak Hills, CA 92344

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,826 sqft · built 1990
Lot Size	2.22 acres (97,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jan 2024)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`0357-263-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0357-263-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,826 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	97,138 sqft
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	482 sqft
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13475 EL CENTRO RD
City	OAK HILLS
State	CA
Zip	92344-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OHRL
Legal Description	TRACT 5888 LOT 4 TRACT NO 5888 LOT 4 EX 1/2 INT MIN RTS WITHOUT SURFACE ENTRY(OD PER 8-24-87 #87-292708)
Legal Subdivision	75M21
Legal Tract	5888
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3025
Census Tract	10041

Owner

Source: San Bernardino County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13475 EL CENTRO RD, OAK HILLS, CA 92344-9533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2024	Grant Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Aug 30, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 30, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Aug 30, 2023	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	202418460
Prior Transfer Date	Aug 23, 2023
Prior Transfer Doc	0000213508
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 4, 2026
Property Address	13475 EL CENTRO RD, OAK HILLS, CA 92344-9533
Document Number	0000199615
Instrument Date	Jul 8, 2026
Instrument	2026199615
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13475 EL CENTRO RD, OAK HILLS, CA 92344-9533

Mortgage

Document Number	0000199615,
Date	Aug 4, 2026
Instrument	2026199615

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2066

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13475 EL CENTRO RD, OAK HILLS, CA 92344-9533
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13475 EL CENTRO RD, OAK HILLS, CA 92344-9533

Mortgage

Document Number	0000229867
Date	Sep 24, 2025
Instrument	2025-0229867

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2054

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 24, 2024
Property Address	13475 EL CENTRO RD, HESPERIA, CA 92344
Document Number	0000018460
Map Reference	MB 75 PG 21&22
Instrument Date	Dec 22, 2023
Instrument	2024-0018460
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13475 EL CENTRO RD, HESPERIA, CA 92344

Mortgage

Document Number	0000018461
Date	Jan 24, 2024
Instrument	2024-0018461

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 30, 2023
Property Address	13475 EL CENTRO RD, HESPERIA, CA 92344
Document Number	0000213508
Map Reference	MB 75 PG 21&22
Instrument Date	Aug 21, 2023
Instrument	2023-0213508
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7680 E TIMBER WAY, PALMER, AK 99645-8936

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 30, 2023
Property Address	13475 EL CENTRO RD, HESPERIA, CA 92344
Document Number	0000213509
Map Reference	MB 75 PG 21&22
Instrument Date	Aug 10, 2023
Instrument	2023-0213509
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 404061, HESPERIA, CA 92340-4061
Investor	Possibly a Property Investor

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 30, 2023
Property Address	13475 EL CENTRO RD, HESPERIA, CA 92344
Document Number	0000213510
Map Reference	MB 75 PG 21&22
Instrument Date	Aug 7, 2023
Instrument	2023-0213510
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 404061, HESPERIA, CA 92340-4061
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,210 (+2%) Land $109,242 Building $436,968
2025	$6,149.00 (+155.25%)	$535,500 (+168.68%) Land $107,100 Building $428,400
2023	$2,409.00 (+2.42%) Homeowner's exemption	$199,310 Land $57,182 Building $142,128
2022	$2,352.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70J serves 12,895 people · EPA ID CA3610125
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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