13471 White Iron Beach, Ely, MN 55731 Property Records

Lake County property record for 13471 White Iron Beach, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,474 (2026)
Deeds & Mortgages	Feb 2021 Refinance
APN	`28-6382-11500`

Property Details

APN / Parcel Number

Primary APN	`28-6382-11500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,925 sqft Gross Area
1st Floor Area	5,705 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Area	1,008 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Screened Porch
Deck Area	12 sqft
Sauna	Sauna
Total Buildings	17 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	13471 WHITE IRON BCH
City	ELY
State	MN
Zip	55731-8185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVED LESS .25 ACRES + LOTS 7 & 8 BLOCK 12
Legal Range	11W
Legal Township	63N
Legal Section	31
Legal Subdivision	WHITE IRON LAKE VILLAS
Legal Block	12
Legal Lot Number	7-8
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1162
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13471 WHITE IRON BCH, ELY, MN 55731-8185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13471 WHITE IRON BCH, ELY, MN 55731-8185
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196375
Date	Feb 4, 2021
Instrument	A000196375

Lender

Name	NORTHVIEW BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,474.00 (-9.36%) Homeowner's exemption	$2,241,700 (+28.67%) Land $421,500 Building $1,820,200	$2,241,700 (+28.67%) Land $421,500 Building $1,820,200
2025	$11,556.00
2023		$1,742,200 Land $385,400 Building $1,356,800	$1,742,200 Land $385,400 Building $1,356,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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