13470 N Pine Rd, Ely, MN 55731 Property Records

Lake County property record for 13470 N Pine Rd, Ely, MN 55731 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1969
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2018)
Deeds & Mortgages	Jul 2020 Refinance Jul 2018 Sale & Mortgage
APN	`28-6382-10060`

Property Details

APN / Parcel Number

Primary APN	`28-6382-10060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Gross Area
Utility Area	281 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	180 sqft
Deck Area	168 sqft
Gazebo	192 sqft
Lean-To	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	13470 N PINE RD
City	ELY
State	MN
Zip	55731-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 OF LOT 4 AND LOTS 5-7 BLOCK 10 ALONG
Legal Block	10
Legal Lot Number	4-7
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1162
Census Tract	370101

Owner

Source: Lake County records · APN 28-6382-10060

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13470 PINE RD, ELY, MN 55731-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN B&T
Jul 19, 2018	Warranty Deed, Transfer FRANDSEN B&T

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Jun 12, 2012
Deed Document Number	190165
Prior Transfer Date	Jul 19, 2018
Prior Transfer Doc	A000160165
Record Updated	Jun 07, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	13470 N PINE RD, ELY, MN 55731-8183
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000194394
Date	Jul 10, 2020
Instrument	A000194394

Lender

Name	FRANDSEN B&T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 19, 2018
Property Address	13470 N PINE RD, ELY, MN 55731-8183
Document Number	A000160165
Instrument Date	May 08, 2018
Instrument	A000160165
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13470 PINE RD, ELY, MN 55731-2100

Mortgage

Document Number	A000190166
Date	Jul 19, 2018
Instrument	A000190166

Lender

Name	FRANDSEN B&T

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$470,100 Land $195,400 Building $274,700	$470,100 Land $195,400 Building $274,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Zito West Holding	Fiber	1,000 / 1,000
Treehouse Broadband	Fixed Wireless (unlicensed)	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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