1347 Oak Ave, Chipley, FL 32428 Property Records

Washington County property record for 1347 Oak Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1960
Lot Size	0.515 acres (22,476 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 2015)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000021950012`

Property Details

APN / Parcel Number

Primary APN	`000021950012`
Alternative APN	`21950012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Heated Area
Gross Area	3,273 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,476 sqft (0.515 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	528 sqft
Porch	Open Porch
Porch Area	717 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000021950012
Street Address	1347 OAK AVE
City	CHIPLEY
State	FL
Zip	32428-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 4 13 ORB 1037 P 259 LOTS 12,13,14, LB/A BLK F
Legal Range	13W
Legal Township	04N
Legal Section	09
Legal Subdivision	LEE BUCK ADD
Legal Block	F
Legal Lot Number	12-14 13
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3047
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1347 OAK AVE, CHIPLEY, FL 32428-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	Jul 18, 2002 · Amount on Record
Deed Document Number	0001037259
Deed Book / Page	1037 / 259
Record Updated	Jun 8, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	1347 OAK AVE, CHIPLEY, FL 32428-2205
Document Number	0067004080
Book / Page	001092 / 000708
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1054 CHIPLEY FL 324287054, CHIPLEY, FL 32428-7054

Mortgage

Document Number	0067004080
Date	Jun 27, 2017
Book Page	001092/000708
Instrument	67004080

Lender

Name	PEOPLES BK/GRACEVILLE
Type	Bank
Address	GRACEVILLE, FL 32440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 26, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (+7.08%) Homeowner's exemption	$107,218 (+2.9%)	$221,758 (+1.65%) Land $12,000 Building $209,758
2024	$1,130.00 (+4.53%) Homeowner's exemption	$104,196 (+3%)	$218,155 (+9.15%) Land $12,000 Building $206,155
2023	$1,081.00 (-3.48%) Homeowner's exemption	$101,161 (+3%)	$199,870 (+11.11%) Land $12,000 Building $187,870
2022	$1,120.00 Homeowner's exemption	$98,215	$179,885 Land $9,000 Building $170,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50