1347 Kaghan Loop, Rio Communities (Belen), NM 87002 Property Records

Valencia County property record for 1347 Kaghan Loop, Rio Communities, NM 87002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1985
Lot Size	0.038 acres (1,692 sqft)
Owner	Individual Name on Record
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R089896`

Property Details

APN / Parcel Number

Primary APN	`R089896`
Alternative APN	`1 010 026 282 524 000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 1985
Lot Area	1,692 sqft (0.038 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	R089896
Street Address	1347 KAGHAN LOOP
City	RIO COMMUNITIES
State	NM
Zip	87002-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD ENCHANTED MESA LOT 8 BLOCK 3A UNIT 7
Legal Subdivision	ENCHANTED MESA
Legal Block	3A
Legal Lot Number	8 1347
Legal Unit	7
Jurisdiction	VALENCIA NM
Township / Civil Division	BELEN
Census Block Group	1
Census Block	1010
Census Tract	971000

Owner

Source: Valencia County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 29, 2019	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2014
Deed Sale	May 22, 2014
Deed Document Number	2014004675
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913

Mortgage

Document Number	0202513838
Date	Dec 1, 2025
Instrument	202513838

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 18, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913
Transaction Type	Mortgage
Record Updated	Mar 31, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913

Mortgage

Document Number	0202303088
Date	Mar 22, 2023
Instrument	202303088

Lender

Name	US BANK NA
Type	Bank
Address	45022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904301
Date	Apr 29, 2019
Instrument	201904301

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 KAGHAN LOOP, RIO COMMUNITIES, NM 87002-5913

Mortgage

Document Number	0202112186
Date	Aug 30, 2021
Instrument	202112186

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Valencia County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Valencia County
Municipality	Rio Communities City
Unified School District	Belen Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (+35.31%) Additional exemption filed	$40,484 (+6.09%) Land $7,333 Building $33,151	$121,454 (+6.09%) Land $22,000 Building $99,454
2023	$960.00 Additional exemption filed	$38,161 Land $7,333 Building $30,828	$114,483 Land $22,000 Building $92,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 82% of New Mexico
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO DEL ORO WATER SYSTEM private · serves 4,387 people · EPA ID NM3580232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

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